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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

very efficient and easy to apply

had an answer very quickly, easy application process too Reviewed on: 3rd January 2018

Good initial lending rate

Good inititial rate but after nearly two years of paying every month I enquired about borrowing a little more and the interest rate jumped almost 20% Reviewed on: 3rd January 2018

exceptional service. No quibbles.

This is the second time I have used zopa, simply because it is one of the best competitive rates going and also because you get an answer within minutes. No messing around with paperwork. It’s just easy to access too. Would certainly recommend and use again. Reviewed on: 3rd January 2018

You pay what they say no added extras

So easy to apply for a loan online application so easy to fill in and once you have a decision the money us in your bank within a few days Reviewed on: 3rd January 2018

Been there when I needed them

Easy to use website and never had any issues Reviewed on: 3rd January 2018

Good service

Simple to use and received great customer service Reviewed on: 3rd January 2018

Simple,straightforward and quick,brilliant.

Just great people to deal with and a simple straightforward way to apply,I’ll always return for future borrowing. Reviewed on: 3rd January 2018

Top of the Class

The offer including the interest cost was clearly set out, the process was professional and smooth and I would happily recommend this company Reviewed on: 3rd January 2018

Awesome

Very easy to deal with from start to finish. Easy to apply and very quick to put the funds into my account. A very satisfied customer. Reviewed on: 3rd January 2018

Excellent loan company responsible and fair.

Very easy no nonsense loan application very responsible lender with payments that are affordable and suited to me. Reviewed on: 3rd January 2018

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