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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

EASY PEASY

This was a good and easy experience with no issues in applying and completing the loan process. Reviewed on: 3rd January 2018

No fuss loan

Was quick and easy to get a decision on a loan at a competitive rate, will definitely use them again Reviewed on: 3rd January 2018

Excellent service provided in personal loans.

I have used Zopa for couple of years now , can't recommend enough. One of the best loan providers. Very honest approach, straightforward online system. Well informed. I have had the best experience. Thank you Zopa. Keep the standards going. Reviewed on: 3rd January 2018

Simple, easy and clear.

Quick and easy to get a quote. The whole process was hassle free. they offer market leading rates and the website is great for seeing how much you still owe. highly recommended Reviewed on: 3rd January 2018

Great service

I'm on my second loan now, all go through smoothly and at great interest rate, no penalties for making extra payments is bonus and you pay less interest and get it paid back early. Better than any bank loan I've had Reviewed on: 3rd January 2018

Excellent experience.

Application was easy and absolutely no drama. Funds were in my account as fast as the process of letting me know my application had been successful. Aftercare excellent, Zopa are not just interested in payments, they value the customer. Annual statements, letting me know exactly where i am with my loan. Overall.......BRILL. Reviewed on: 3rd January 2018

Great service with a minimum of fuss!

I have been using Zopa for several years and find the service and cost of loans most acceptable. I would have no hesitation in giving a recommendation! Reviewed on: 3rd January 2018

Zopa the best

The best company I’ve ever had a loan from Reviewed on: 3rd January 2018

Fantastic

This is our second loan with you and you have always made the application process and management of the loan simple. Reviewed on: 3rd January 2018

Easy and helpfull

Getting a loan with Zopa is so easy . First have a soft search to see how likely you will get a loan from Zopa . As the rest go , it’s straight forward and simple . Well done Zopa Reviewed on: 3rd January 2018

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