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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Low in cost high in value

A bargain loan compared to competitors. Extremely easy to arrange, quick and easy service. Reviewed on: 3rd January 2018

so happy with the service

It's been a pleasure to deal with this company. Very understanding and helpful. Have recommended you a number of times. Reviewed on: 3rd January 2018

Offered lowest interest rate

Zopa offered me the lowest interest rate they also offered me a cooling off period where I paid the first instalment the following month. The only negative things I can say is that they offered to lend me more but when I applied I was declined. Reviewed on: 3rd January 2018

Easy to apply and great rates

I have used Zopa for a number of loans and the application process is simple, and the rates better than most if not all of the major banks & building societies. Reviewed on: 3rd January 2018

Great lending experience

Professional, quick and extremely competitive service. Great online facilities to view and manage borrowing. Reviewed on: 3rd January 2018

Brilliant

I would definitely recommend Zopa to anyone looking for a quick , fast , reliable and professional loan provider. Reviewed on: 3rd January 2018

Easy to use wuick respinse good terms

5 year loan no issies friendly staff Reviewed on: 3rd January 2018

Easy!

Easy to set up and monitor the level and to monitor the loan. I would recommend to anyone. Reviewed on: 3rd January 2018

Easy and excellent rate

Easy application process and excellent rate that the banks couldn't/wouldn't get close to offering me despite their claims at the start of the application process. Couldn't have afforded to buy my bike without zopa, massive thanks. Reviewed on: 3rd January 2018

Flexible, modern and responsive

Zopa have provided me an excellent customer experience when I have taken a loan with them, and as a result I am a repeat customer. I like their attitude to customers, which is to treat people with dignity and to get loans approved and funded quickly. I definitely think they are an industry leader in personal loans Reviewed on: 3rd January 2018

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