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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Fast and friendly

The loan application was quick and easy, I had my money within a week once I sent in all the relevant documents. I have told family and friends about them and I’d definitely love use them again in the future if I need a loan again. Reviewed on: 3rd January 2018

Right here when I needed windows the most...

A new (old) home for my son and me, with a quick and easy request to Zopa meant water and wind proof windows for us! Hurray Reviewed on: 3rd January 2018

Fantastic service

Great service and fantastic rates Reviewed on: 3rd January 2018

No Pain

Easy to contact, easy to set up. Good rates, good repayment terms. And you are not constantly bombarded with e-mails trying to persuade you to borrow more. All in all a painless experience. Reviewed on: 3rd January 2018

Amazing service!

Easy to apply, really helpful and quick response times. Definitely recommend Zopa Reviewed on: 3rd January 2018

great

Amazing customer service and would defo recommend Reviewed on: 3rd January 2018

Easy

the Zopa experience is so much better than any high street bank, the process is easy and the decision pretty quick ,and the interest rates are among the most competitive I have come across. Would recommend Zopa before trying anywhere else. Reviewed on: 3rd January 2018

Great service

Had a few loans and all have been very quick and easy . Very pleased with the service Reviewed on: 3rd January 2018

They are simply the best.

We are with them now , and we will definitely stay for longer. Reviewed on: 3rd January 2018

Easy, efficient stress free!!!!!

Couldn’t have been easier, pleasure to deal with. Reviewed on: 3rd January 2018

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