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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent service; fast process and clear figures.

I needed funds quickly for a short period of time but because of the excellent interest rate, I have decided to bring forward a home improvement project. Thereby, enjoying the benefits much sooner than originally planned. Reviewed on: 3rd January 2018

superb from start to finish.

I'd have no hesitation in recommending Zopa. Their service is faultless. Reviewed on: 3rd January 2018

No hassles. Easy to organise and clear throughout.

As above really. No hassles. Easy to find. Adjust and finalise. Clear correspondence and very helpful when needed. Reviewed on: 3rd January 2018

Best there is!!

I have been a customer of zopa for quite a few years, having used it online and spoke to them on the phone, both services are top notch. Friendly and informitive. Before coming to zopa I done alot of research and they always came out on top for price and product. I recommend them to everyone and I will continue to use them in the future. Many Thanks and keep up the great work!! Reviewed on: 3rd January 2018

Excellent

Very happy with the service Zopa provide, easy to use, great product. Reviewed on: 3rd January 2018

Straight, honest, & understandable

Was recommended by a friend and it was great advice and I have passed to others Reviewed on: 3rd January 2018

Fair, Fast, Fantastic!

Fair rate, fast action to decide and agree and has made a fantastic difference to my life! Reviewed on: 3rd January 2018

Best rates and fast service

Got a response quickly and very good rates Reviewed on: 3rd January 2018

Great rates and whole process is so easy!

Very impressed grate rates, easy to use online if need to change payment date or pay more. Hassle free. Reviewed on: 3rd January 2018

Reliable, competitive and straightforward.

Zopa loans are so straightforward to arrange and their rates are very competitive. I would highly recommend their services. Reviewed on: 3rd January 2018

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