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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy and quick

Very easy online application good communication by email lots of updates affordable repayments Reviewed on: 3rd January 2018

Zopa loan

The process to get a loan was fast and competitively priced. A truly modern and equitable way to do business. Reviewed on: 3rd January 2018

By far the best loan company I have ever dealt with.

Very quick and easy to deal with. Excellent rates and customer service Reviewed on: 3rd January 2018

Great lender

Super customer service fast response to all questions prompt payment to my account easy to arrange your loan on line Reviewed on: 3rd January 2018

Great interest rates.

Really easy to apply, great interest rates. No problems at all. Reviewed on: 3rd January 2018

Easy, friendly, proffesional

Pleasant and easy transaction. Money in my account within a couple of days and should you need to call them you will get a very friendly member of staff Reviewed on: 3rd January 2018

Very competitive

Dealt with our loan efficiently online. Regular statements keeps you up to date with your payments. Reviewed on: 3rd January 2018

Extremely user friendly

Fast turnaround, no hidden charges, user friendly website. Reviewed on: 3rd January 2018

Fast instant loans

I have used Zopa a couple of times and they have been very good in both instances. Instant decision and very fast availability of money. The first loan I had was paid off early with no penalty. Easy to make overpayments to help clear quicker when additional money is available in the monthly budget. Reviewed on: 3rd January 2018

The best lender by far

Super customer service fast response to all questions promp delivery of funds into my bank in can't fault them at all Will recommend zop a to all my friends and family Reviewed on: 3rd January 2018

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