Paid advertisement
Smart Money People Logo

Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Easy peasy!

5
offered a loan through clearscore, really low interest rate, no issues whatsoever, done hassle free online instantly. Can't fault at all. Reviewed on: 3rd January 2018

great value

5
brill at letting u pay more of your loan as and when i have extra cash , not a problem ,, will use all the time for my loans Reviewed on: 3rd January 2018

Excellent

5
Fast, easy great customer service Reviewed on: 3rd January 2018

Excellent prompt service

5
fron the time I contacted Zopa the whole process was smooth and the money credited to the account on time as specified. Reviewed on: 3rd January 2018

Very good value for money

5
I found it an easy and proficient process to apply for a loan Reviewed on: 3rd January 2018

The best

5
Easy to use very quick on line application Reviewed on: 3rd January 2018

Loan

5
Best price great service and I would recommend Reviewed on: 3rd January 2018

Fast and easy

5
Incredibly fast processing and very easy to use, great customer service and to top it all a user friendly website for easy access to view all personal details Reviewed on: 3rd January 2018

No fuss

5
The application online is simple Easy and hassle free . Great customer service Reviewed on: 3rd January 2018

Brilliant, quick and good service

5
Nice and easy service, quick and good customer service Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44344 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1545 reviews
    Zopa
    View all products