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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Thanks Zopa surprisingly easy to use

I have used Zopa twice now for loans for cars each time they gave better rates than the dealers and were very easy to deal with Had to cancel one loan to enable me to increase the amount but Evan that was dealt with quickly and simply Reviewed on: 3rd January 2018

Amazing service

Very easy to apply even easier to access any help needed- happily recommend over main stream lenders...great rates too Reviewed on: 3rd January 2018

5* service

Solved all my problems with 1 phone call. Couldn't ask for anything more simpler. Highly recommended 5* service al round. Reviewed on: 3rd January 2018

Incredibly amazing. Straight on point. Result on the spot love zopa loan company

I have used zopa loan company several times & also i have recommended few of my colleagues and friends so far. It's the best there is at the moment Reviewed on: 3rd January 2018

Just a very simple service for what should be a simple product!

I used Zopa for the first time last year to be able to buy a new-to-me pre-owned car. I was offered better rates than any other lender, including car finance companies and my own banks. The ability to pay back early with no fees is wonderful, and it's just great to know that it's all under my control. Reviewed on: 3rd January 2018

Easy as 123

Good quick turn around on getting a decision on a loan unlike other providers Reviewed on: 3rd January 2018

Perfect loan for home improvements

When looking for a loan Zopa kept coming up within different search engines. I decided to go with them and their ease of use and simplistic website makes tracking your loan to repaying your loan so simple. I would highly recommend Zopa to anyone!! Reviewed on: 3rd January 2018

The best loan company

I have loans with Zopa currently and I can honestly say they are the best lenders out there. Their customer service, speed of response and general day to day management of my account, queries etc, are second to none. I really do recommend them. Reviewed on: 3rd January 2018

Easy process, fast approval

My experience applying for a Zopa loan has been really positive. Zopa was quick with reaching a decision and easy to set up the loan. Recommended. Reviewed on: 3rd January 2018

Peer to peer lending at its finest

Fantastic experience with Zips, simple application process and great for repaying early without the bank fees! Reviewed on: 3rd January 2018

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