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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

quality

Excellent quality and service recived I would recommend zopla to anyone needing support as the company are flexible and considerate and you feel like a person not a number Reviewed on: 3rd January 2018

No hassle good value loan

This is my 2nd zopa loan so straight forward and good efficient service Reviewed on: 3rd January 2018

Brilliant!!

Fantastic service and easy to set up! Would recommend and defiantly would use again!! Reviewed on: 3rd January 2018

So simple and straightforward, a breath of fresh air!

Really great company to deal with, so simple and easy, this is the way it should be done. Reviewed on: 3rd January 2018

Simple to use with great interest rates

I found Zopa when looking for the best way to consolidate all of my credit cards and loans, the interest rates offered by Zopa were the best i could find online, very easy to make overpayments without incurring fee's and they're very upfront informing you of exactly what you're paying in interest over the term of the loan you're after. I've recommended Zopa to several friends and family members and i will continue to use Zopa in the future if needed. Reviewed on: 3rd January 2018

Honest. No Frills Company

Just under 4 years ago I needed £20000 to complete my house extension. I contacted Zopa through a friends recommendation. Even though my credit rating is not bad I was surprised to have been excepted for a loan of £20000 in such a short space of time and at a fair interest rate. Once my loan is paid off, I would not hesitate to contact them again. Reviewed on: 3rd January 2018

Excellent

Fast response fully updated throughout application and money in bank within 3 days excellent service Reviewed on: 3rd January 2018

Mr hoyle

I have had 2 loans with zopa.i would not go with any other lender they keep you updated with everything about your loan.JUST BRILLIANT. Reviewed on: 3rd January 2018

Fab company

Make is so easier online to apply for a quote. They offer the best rates and make it very easy to set up loan. I can keep track of my account online and have the option to pay off my loan early. Won’t go anywhere else. Reviewed on: 3rd January 2018

Superb, quick, easy.

Zopa has enabled me to replace my old car at much more reasonable rate than my bank could offer. It was so easy to apply for and complete. I will definitely be using them again when the time comes. Reviewed on: 3rd January 2018

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