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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Zopa review

Great experience with Zopa. Able to do everything online and low interest rates Reviewed on: 3rd January 2018

Fantastic, user-friendly, quick service

Great rate loan, instant decision, brilliant customer service. And love the fact that you can pay off early penalty-free. Reviewed on: 3rd January 2018

Recommend it highly

I havnt had a problem wid Zopa & it was the lowest interest rate compared to other lenders. Amazing prices & will definitely recommend to my family & friends if they ever need a low interest rate loan!!! Thanks zopla Reviewed on: 3rd January 2018

Best rates, speedy service.

I have found Zopa to be an excellent company to deal with. For both of my current loans, caravan one year, car the next, they offered the most competitive rate, swiftly transacted with no hassle, couldn't be better. Reviewed on: 3rd January 2018

The best for loans !

Zopa are the only loan company I would consider ever .Great product.. great rates.. simple . Reviewed on: 3rd January 2018

Pain free process.

I’ve had my loan in place for just under a year and have no issues what so ever. The application process was effortless and the terms were clearly laid out. The ease of access to my account and options to repay and change payment dates has made the experience a much more enjoyable journey than other lenders. Reviewed on: 3rd January 2018

Quick and easy with great rate

From application to money in the bank was super fast. Great job Zopa Reviewed on: 3rd January 2018

Great service

Applying simple, decision speedy and interest low No problem recommending to others Reviewed on: 3rd January 2018

Made it happen

really quick & easy to use with a fair interest rate... got what i needed with thanks Reviewed on: 3rd January 2018

Good interest rate.

Very quick and easy to apply at brilliant interest rates compared to other online companies. I will always recommend Zopa to anyone. Reviewed on: 3rd January 2018

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