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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Very helpful and quick reply.

Have taken a loan out before with Zopa and never had any problems, kept me informed about my loan during the period so when needed another loan I went back to Zopa, there rates where one of the best and yet again very helpful and quick with the loan. Excellent service. Reviewed on: 3rd January 2018

Absolutely the best loan I've had

Zopa have been fantastic. Their rate, service and communication has been fantastic. I would definitely recommend, and would absolutely use their service again. Reviewed on: 3rd January 2018

Good service overall

It was really easy for me to get a loan with Zopa , i recomended them to all my friends and family. You can easely apply online, and manage your payments, make extra payments to reduce you interest and pay early with no fees. Regards Dan Reviewed on: 3rd January 2018

Good gives you the opportunity to review your payment day if you get paid every 4weeks

Money was paid in on the day it was needed plus statements sent regularly Reviewed on: 3rd January 2018

Great help

Went with zopa was easy and troublefree and very quick would use them again Reviewed on: 3rd January 2018

Honest-to-goodness service throughout.

Zopa offer a friendly service that offers an honest-to-goodness service your can really trust. The application was really clear throughout and every question welcomed. A really refreshing approach coupled with the most competitive rates too. Reviewed on: 3rd January 2018

Excellent

Brilliant loan provider with excellent website and terms. Reviewed on: 3rd January 2018

Easy, competitive and quick.

Zopa were very easy to deal with and were very quick to approve and fund my loan. They also offer the best rates around. Reviewed on: 3rd January 2018

Brilliant service provided

I was with Barclays for a personal which was a rip off but then tried to consolidate it and Zopa was right there to step in and help. They gave the best rates and the loan process was very smooth too. I highly recommend Zopa to friends and family or anyone who wants some urgent help. Thanks Reviewed on: 3rd January 2018

Easy, Fair and quick

I found the process very Easy, quick and the rates are good. The app and online system is also very Easy to use and useful. Reviewed on: 3rd January 2018

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