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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great Process

I got a loan for our upcoming wedding and the process was very smooth apply and being accepted through Zola. Experienced no issues to date Reviewed on: 3rd January 2018

Very helpful

Very happy with the speed of the loan, quick decision and prompt payment to my account! Reviewed on: 3rd January 2018

Fast, efficient, fair

No hassle experience, good customer service. Reviewed on: 3rd January 2018

Just excellent

I love the idea behind Zopa's peer to peer lending. So much more appealing than traditional methods. Reviewed on: 3rd January 2018

A loan company that is ready able and willing to help

At my age computers can be a necessary evil but found your website easy to find, easy to use and easy to complete a financial transaction. A very calm experience that left me smiling instead of wishing I had never touched the keyboard. Thank you Zopa Reviewed on: 3rd January 2018

So easy to use and so reliable

Zopa has always been quick and easy to use, with loans approved within a few days. It’s transparent about its decision making. It’s great that it doesn’t leave a footprint on your credit rating. Reviewed on: 3rd January 2018

They do what they say,when they say

I've used zopa for a loan twice now.both experiences were the same.the application process was simple and straightforward. They contacted me when they said they would,and made their decision when they said they would.they were prompt,clear and easy to deal with Reviewed on: 3rd January 2018

Fantastic Company

You can rely on Zopa to support your business and personal finances professionally. Reviewed on: 3rd January 2018

No hassle at all!

Applying for a loan is always a little nerve wracking but the Zopa process was easy and clear. Information pre and post agreement was simple and easy to follow and they don’t constantly send you spam!! I would definitely use again! Reviewed on: 3rd January 2018

Easiest and most transparent loans

All my transactions with zopa have been very well informed, extremely transparent and very rapid. The knowledge is always is my hands and updates are frequent and informative. Great and adjustable payment terms and rates. Very satisfied. Reviewed on: 3rd January 2018

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