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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Effortless

Zopa have been amazing the whole process was seamless and stress free. Looking forward to future dealings with such a professional organisation. Reviewed on: 3rd January 2018

Hassle free

Good rates, easy to apply and hassle free Reviewed on: 3rd January 2018

Quick money when you need

Low interest and very easy to apply. Top place to borrow the money. Reviewed on: 3rd January 2018

Future of lending

Beyond easy to use. Clear. Simple. Straightforward. Quick. Reviewed on: 3rd January 2018

Great Service

I have had a very pleasant experience using Zopa ! Application was quick and my loan came through very quickly. Very happy ! Reviewed on: 3rd January 2018

Easy peasy application

Zopa dealt with my loan application timeously and professionally. Which is was pleased with Reviewed on: 3rd January 2018

Great loan.

The best loan provider on the market. Reviewed on: 3rd January 2018

Fantastic leaders in money

Zopa is reliable, efficient market leader in money and management Reviewed on: 3rd January 2018

Never had any problems

Simple and easy to use, a smile yes or no none of this we will email you in 24-48 hours Reviewed on: 3rd January 2018

Zopa honest review for the normal person

Zopa is not one of those loan companies thats just promise things and then you find hidden surcharges etc. It is all written and broken down. no small print. I have been approved for one and denied another for which I rate this higher than your average loan company. Most companies algorithm would insta-approve an existing customer and possibly drive that customer into debt or borrowing habbits. Zopa is the peoples choice Reviewed on: 3rd January 2018

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