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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great company

No problems great value loan would use again Reviewed on: 3rd January 2018

Very quick with clear information

Excellent service and flexible loan. Had 3 in total and all excellent for decision, ease of repayments, and clarity of information. Would definitely recommend Reviewed on: 3rd January 2018

Quick and easy

The application process was easy, all charges and interest clearly stated and whenever I have contacted customer services they have been very helpful- no call centre being passed from pillar to post nonsense. Reviewed on: 3rd January 2018

Excellent simple loans

Loan process was very transparent, quick and easy Reviewed on: 3rd January 2018

No nonsense loan.

Simple application procedure quick easy transfer of funds. Great all round service Reviewed on: 3rd January 2018

Quick and easy process

The loan was very quick and easy to apply and the customer service was second to none when I had to call them, overall highly recommended and would use again... Reviewed on: 3rd January 2018

Easy transition start to finish

From application to completion had no problems and easily set up Reviewed on: 3rd January 2018

Excellent

Very professional, quick and easy. Great product. Reviewed on: 3rd January 2018

Great service

Competitive rates, easy to apply and good online accesss to account. Reviewed on: 3rd January 2018

simply awesome

Easy to use and manage my finances Reviewed on: 3rd January 2018

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