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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent service

5
Would highly recommend Zopla fast and efficient, kept informed through out the application process, online logging to access with account up date allows you to know your account status. 5* Reviewed on: 3rd January 2018
Seana 's avatar
Seana

Excellent service

5
Had very prompt and efficient service from Zopa and not only would recommend them to others but I have actually recommended them to others Reviewed on: 3rd January 2018
Michael Hand 's avatar
Michael Hand

Good company

5
Great help. Good comunication. .. Reviewed on: 3rd January 2018
James kelsey's avatar
James kelsey

Easy efficient and informed

5
No fuss, good information excellent follow up Reviewed on: 3rd January 2018
Mary's avatar
Mary

Truely deserved nomination!

5
I have a zopa loan, and it's the easiest and most flexible loan I've ever had. My partner convinced me to check it out when we needed to find out new camper and venture. Even though my amount was Lower I still had great rates. I have never had he confidence to go with any one but my bank! So glad I did it puts my bank to shame! Ny future loans I will always choose zopa 1st. Reviewed on: 3rd January 2018
Megan Bratt's avatar
Megan Bratt

Simple, cost effective, efficient loans

5
Extremely simple, efficient system from application to payments. Ease of use cannot and has not been beaten in my experience and therefore Zopa is always my first point of call for any short term lending requirements. Reviewed on: 3rd January 2018
Lee Davies's avatar
Lee Davies

Great Service

5
Very easy to use, helpful and far better service than my High Street Bank. Reviewed on: 3rd January 2018
David Tucker's avatar
David Tucker

excellent service!

5
the process was so clear and speedy for a loan. customer service was fantastic! very helpful and friendly. everything was explained before accepting anything. after care is also very good. statements regularly with easy access to then. would recommend them and if needed use again in future. Reviewed on: 3rd January 2018
suzette jeandron's avatar
suzette jeandron

Easy to apply, manage and fantastic rate

5
We found it very easy to apply for a ZOPA loan. We were having difficulty applying for loans as we had lived in France and this complicated our credit rating. We found Zopa helpful and the rate of interest we got over 2 years to buy our car, was so cheap that it was a bargain. We would definitely use Zopa again. We have been impressed by cost and efficiency. Reviewed on: 3rd January 2018
Amanda Barbedette-Green's avatar
Amanda Barbedette-Green

Excellent service

5
2nd car loan with Zopa, cheapest rates and quickest approval! Reviewed on: 3rd January 2018
Adele Anderton's avatar
Adele Anderton

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