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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Thanks

4
I am a client and recommend it to everyone Reviewed on: 3rd January 2018

Brilliant service

5
Zopa is so easy to manage and keep up to date with. Brilliant customer service Reviewed on: 3rd January 2018

Fantastic, amazing service and would recommend to anyone, completely hassle free

5
Zopa is certainly in my opinion the best place on the market to get a loan, it’s fast, hassle free, amazing service, easy to use account on line and they always keep me updated, I wouldn’t use anyone else and they lend at a very good competitive interest rate, Top marks from me for sure!! Thank you Reviewed on: 3rd January 2018

so easy to use

5
Zopa are the best for communicating every step of the way Reviewed on: 3rd January 2018

So easy and fast.

5
Easiest loan ever, and the best rates I could find. 10 out of 10. Reviewed on: 3rd January 2018

Superb

5
Very good rates, easy to use website. Control at your fingertips. Reviewed on: 3rd January 2018

No hassle and great website

5
Easy to set up especially when our roof decided to cave in on us! Great rates and the website is easy to use to check loan balance and additional borrowing. Reviewed on: 3rd January 2018

No hassle

4
This loan was so quick and simple to apply for, the money was in my account in a matter of days and any dealings I had with customer service was resolved quickly and efficiently Reviewed on: 3rd January 2018

Simple, Straightforward, Easy.

5
The whole process was fast, simple and easy! Applying for a loan was very intimidating but I felt very at ease and the whole process was quick and easy. Reviewed on: 3rd January 2018

Best Loan provider

5
Best Loan provider with no hidden charges. I'm pleased with Zopa and have no hesitation ti recommend it to anyone Reviewed on: 3rd January 2018

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