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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Quick & seamless process

I applied, was approved and had my money within a few hours. They accept electronic proof of payslips to prevent delays and were incredibly courteous on the telephone. The website let's you know exactly where you stand and what your options are, with a really simple overpayment option. Reviewed on: 3rd January 2018

Brilliant service

Excellent customer service and advice, would recommend this company to anyone needing a loan. Reviewed on: 3rd January 2018

The 'go-to' loan provider

I have taken two loans provided by Zopa. In both cases the process was straightforward and prompt. The online platform is very intuitive and useful, it makes easy to track payments and arrange extra ones in order to pay-off the loan sooner. Overall very happy with Zopa's service and would recommend to anyone. Reviewed on: 3rd January 2018

Easy money

Cheap rates and quick application Reviewed on: 3rd January 2018

Great Help

Great hassle free company to do business with. Especially in the modern times of online services. Biggest bonus no time wasted going to a bank . What's not to like. Reviewed on: 3rd January 2018

Great

Got loan off zopa was in my bank with in the hour great lender will use again once I get me loan down A**** Reviewed on: 3rd January 2018

Great personal loans

Very easy and quick. Made it very enjoyable Reviewed on: 3rd January 2018

Great service with excellent online support

Taking out a loan with Zopa has been totally hassel free. Looking to consolidate a few bits of debt here and there, Zopa offered a quick, easy service at a great price. Everything about Zopa has been great from the initial application, getting hold of the funds through to managing payments. In short I can not recommend Zopa highly enough for the excellent service provided! Reviewed on: 3rd January 2018

Excellent

Excellent interest rates and customer servuce Reviewed on: 3rd January 2018

Hassle free and easy process to follow

I have had several loans over the years with Zopa. Never any issues, Money come fast but I think most importantly no issues paying early! A joy to work for. Reviewed on: 3rd January 2018

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