Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Modern finance

Lovely no fuss loan. The future of convenient flexible is already here. Reviewed on: 3rd January 2018

Cheap no nonsense loans

Don't get a loan from a bank. Get one from Zopa. It's a much better deal. Reviewed on: 3rd January 2018

Good service

Good rates simple to use website Reviewed on: 3rd January 2018

Simple application process, flexible with overpayments allowed

It is just so simple to apply and manage your loan. Overpayments are allowed as well. Recommended. Reviewed on: 3rd January 2018

Quick and easy

Really straight forward and easy to use. Very good loan rate also Reviewed on: 3rd January 2018

The best loan provider, bar none!

Exemplary customer service, the most ethical and co operative business model and incredibly low rates. I'm surprised they're not a household name! Reviewed on: 3rd January 2018

Very happy with these provider.I would recommend Zopa to my friends.

Very good service.Fast and fair apr. Reviewed on: 3rd January 2018

Great service and great rates

A great service and great rates for my loan sorted everything out for me perfectly Reviewed on: 3rd January 2018

Easy and affordable

Easy to apply and quick decision Reviewed on: 3rd January 2018

Easy application process and account management

Applying for a loan via Zopa couldn't have been easier, it was a fast online process and they came back with a competitive offer. Since taking out the loan, it has been easy to manage my account using the Zopa website. Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Inheritance Loan
from Ampla Finance 0.00 from 0 reviews
Payday loan (discontinued)
from Credio (inactive company) 0.00 from 0 reviews
Loans
from Glasgow Credit Union 4.95 from 3135 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub