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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Hassle free

Easy to use and simple to understand Reviewed on: 3rd January 2018

Simply Fantastic!

Soooo easy to do business with.....From a simple online form......Within 2 hours I had the best loan rate going. No hassle, no complications. I’ll definitely be using this service again and i’ve already recommended to other friends and family. Reviewed on: 3rd January 2018

Fast easy and manageable

Applied and literally got a response within seconds with great interest rates! Reviewed on: 3rd January 2018

Excellent service

Zips were fast & efficient with a friendly staff team Reviewed on: 3rd January 2018

Excellent service

Excellent website, easy to use and access. Good telephone support and customer service. Would recommend to all friends and family. Reviewed on: 3rd January 2018

Simple and reasonable cost

Simple to apply online and quick update on the success of the loan. Rates are also reasonable and open to someone with a fair credit score. Customer service was also surprisingly accommodating and lenient on the one occasion I missed my payment. Reviewed on: 3rd January 2018

Outstanding service, quick and easy

All done online , only needed to call once and all was felt with great. Thanks Reviewed on: 3rd January 2018

First class loan provider.

Easy and cheap loans! Ethical too. Reviewed on: 3rd January 2018

Very good rates and service

Zopa responded quickly to my request for a loan. They providdd good rates and their service has been great. I would most definitely reccomend their service and would use them again if needing a loan. Reviewed on: 3rd January 2018

Brilliant and easy to use

Brilliant communication easy to use and monitor cheaper rates than the bank Reviewed on: 3rd January 2018

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Zopa: Personal loan reviews

14% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Personal loan now

Zopa Personal loan reviews (69084)

Hassle free

Simply Fantastic!

Fast easy and manageable

Excellent service

Excellent service

Simple and reasonable cost

Outstanding service, quick and easy

First class loan provider.

Very good rates and service

Brilliant and easy to use

Do you have a different Zopa product?

Want to see more from Zopa?

Fixed term savings account

Credit card

Cash ISA

Join Smart Money People

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