Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

View other Zopa products

4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Brilliant, really easy to deal with and quickly and efficiently deal with my application.

Friendly, efficient and polite staff and let would definitely recommend this company to anyone looking for a loan. Reviewed on: 23rd June 2017

Easy and convenient

I needed a load for my wedding expenses and after spending a few weeks trying to get one through my bank with no success. I then tried zoopa online and had someone contact me with follow up questions within a couple hours. I then got accepted for my loan within a few days, with a better interest rate then my bank was offering. Reviewed on: 23rd June 2017

Quick and simple

I'd approached a few companies for a loan and after I'd completed a few painless forms, submitted them, my loan was approved. Within a week, beating all the competition. Reviewed on: 23rd June 2017

Fantastically simple

Easy to set up and the website makes tracking your current position exceptionally easy Reviewed on: 23rd June 2017

Best deal I could find

Excellent service from start to finish Reviewed on: 23rd June 2017

Worth doing.

Was so easy to use it didn't take long at all to fill out the answers then receive the money, the best part is you can sign in online to see how much you have payed off so far and have that option to put any extra money towards it without a fee. Would defiantly use again and without a doubt would and have recommended. Thanks Reviewed on: 23rd June 2017

Brilliant lending concept

I have never had a problem with Zopa, always a pleasant experience and reasonable rates. I would recommend Zopa to everyone. Reviewed on: 23rd June 2017

Easy as 123

Zopa was easy to get hold of. The website was easy to use. Filled in my details with how long and how much I wanted. Quick check and I was cleared for the loan. The money was there pretty quick as Well. I would use them again. Reviewed on: 23rd June 2017

Speedy, quick, professional

I'd been looking at paying off my credit card as well as buying a new car. My loan application with Zopa was faultless, couldn't have asked for a quicker, or better, service. Reviewed on: 23rd June 2017

An easy and flexible way to borrow

I have recently had a loan from Zopa. The application process was simple and straightforward, a decision was quickly made and I had the money in my account soon after. Repayments were flexible in that I could overpay without penalty and it was easy and convenient to access my account online. Zopa is a refreshing alternative to the usual bank or building society loan. Reviewed on: 23rd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Logbook Loan
from eLogBookLoan 4.38 from 13 reviews
P2P Lending (discontinued)
from Orchard Lending Club (inactive company) 0.00 from 0 reviews
Pawnbroker
from Browns Pawnbrokers 0.00 from 0 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub