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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Brilliant lending concept

I have never had a problem with Zopa, always a pleasant experience and reasonable rates. I would recommend Zopa to everyone. Reviewed on: 23rd June 2017

Easy as 123

Zopa was easy to get hold of. The website was easy to use. Filled in my details with how long and how much I wanted. Quick check and I was cleared for the loan. The money was there pretty quick as Well. I would use them again. Reviewed on: 23rd June 2017

Speedy, quick, professional

I'd been looking at paying off my credit card as well as buying a new car. My loan application with Zopa was faultless, couldn't have asked for a quicker, or better, service. Reviewed on: 23rd June 2017

An easy and flexible way to borrow

I have recently had a loan from Zopa. The application process was simple and straightforward, a decision was quickly made and I had the money in my account soon after. Repayments were flexible in that I could overpay without penalty and it was easy and convenient to access my account online. Zopa is a refreshing alternative to the usual bank or building society loan. Reviewed on: 23rd June 2017

Fastest approval process

It was such a hassle free service and money was in my account within 30 minutes of my application was approved . Reviewed on: 23rd June 2017

Excellent

I would recommend zopa to all my family and friends they were supportive helpful and in regular communication with me during the process. Excellent service Reviewed on: 23rd June 2017

Loan

Absulety no hassle. As simple as that. Reviewed on: 23rd June 2017

Easy and quick

Was pretty straightforward. Only had to send a few things in. Reviewed on: 23rd June 2017

Convenient & simple

Incredibly easy and straightforward. From the application, to spproval, transferring of funds and changing payment date. Highly recommended! Reviewed on: 23rd June 2017

Excellent easy to use service

I needed a short term loan which didn't involve complicated processes and high rates. Took about 5 minutes to complete with quick answer and you can administrate yourself on line. Excellent product Reviewed on: 23rd June 2017

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