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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Top service!

Excellent service. Fast and super easy to use online! Reviewed on: 23rd June 2017

Easy and great rates

Very quick and easy to sort out loan and paid quickly as well. Great all round service and easy to track account online. Reviewed on: 23rd June 2017

Very straight forward

It was a straight forward process and very fast. Reviewed on: 23rd June 2017

Good

Good, easy to pay, money in my account so quick. They are life savers. Reviewed on: 23rd June 2017

Brilliant, really easy to deal with and quickly and efficiently deal with my application.

Friendly, efficient and polite staff and let would definitely recommend this company to anyone looking for a loan. Reviewed on: 23rd June 2017

Easy and convenient

I needed a load for my wedding expenses and after spending a few weeks trying to get one through my bank with no success. I then tried zoopa online and had someone contact me with follow up questions within a couple hours. I then got accepted for my loan within a few days, with a better interest rate then my bank was offering. Reviewed on: 23rd June 2017

Quick and simple

I'd approached a few companies for a loan and after I'd completed a few painless forms, submitted them, my loan was approved. Within a week, beating all the competition. Reviewed on: 23rd June 2017

Fantastically simple

Easy to set up and the website makes tracking your current position exceptionally easy Reviewed on: 23rd June 2017

Best deal I could find

Excellent service from start to finish Reviewed on: 23rd June 2017

Worth doing.

Was so easy to use it didn't take long at all to fill out the answers then receive the money, the best part is you can sign in online to see how much you have payed off so far and have that option to put any extra money towards it without a fee. Would defiantly use again and without a doubt would and have recommended. Thanks Reviewed on: 23rd June 2017

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