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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent experience

Quick and easy to use, low rates also very fast decision Reviewed on: 23rd June 2017

Straight forward & Fair!

It was great to find a company offering loans at very reasonable rates with clear terms and a straight forward application process. I have already recommended Zopa to a number of my friends. Reviewed on: 23rd June 2017

My first choice finance provider

Simple, fast and efficient...Zoopa are a hard act to beat Reviewed on: 23rd June 2017

Easy, friendly and helpful

Everything was so easy online and when I hit a problem I called them they were so friendly and helpful. Nothing was too much trouble. I would definitely recommend them. Reviewed on: 23rd June 2017

friendly, professional and prompt service

When dealing with Zola, the service was clear, concise, friendly, positive, prompt and professional. Reviewed on: 23rd June 2017

Loans made easy

Zopa are breath of fresh air in this often cumbersome and complex loan market Reviewed on: 23rd June 2017

easy to apply and easy to pay off early

easy to apply and easy to pay off early Reviewed on: 23rd June 2017

Love how easy zopa is

Very easy tool to calculate borrowing amounts and monthly payments. Was able to consolidate debts and have an easy direct debit Reviewed on: 23rd June 2017

Excellent hassle free loan

Speedy response on application, hassle free and easy to set up. Regular communications from zopa make it feel like a personal srevice Reviewed on: 23rd June 2017

Highly recommended !

Very customer focused , easy to deal with and offer very competitive rates. What more do you need? Reviewed on: 23rd June 2017

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