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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Why zopa are the best

Easy to use Ultra low interest on your loan Great customer service Money in your account within hours. Perfect service overall Reviewed on: 23rd June 2017

Very good service,speed

Nothing really to report as zopa is an excellent service as what it does I can find no faults. Well done zopa Reviewed on: 23rd June 2017

Excellent service

Very straight forward. No complicated forms to complete and decision made in minutes. Reviewed on: 23rd June 2017

Easy, quick, perfect, highly recommended

Like i said pleasant company easy to do quick and easy results well worth a go. Xx Reviewed on: 23rd June 2017

Zola is a positive, reliable and efficient service

Dealing with Zola was a positive experience as the company was effecting and their loan rates are very competitive compared to other loan company's. I would have no hesitations in recommending Zola to family and friends. Reviewed on: 23rd June 2017

PERFECT!!!

Great service and always letting me know wat I can do with my loan, like extending it and other deals Thank u Reviewed on: 23rd June 2017

Excellent experience

Quick and easy to use, low rates also very fast decision Reviewed on: 23rd June 2017

Straight forward & Fair!

It was great to find a company offering loans at very reasonable rates with clear terms and a straight forward application process. I have already recommended Zopa to a number of my friends. Reviewed on: 23rd June 2017

My first choice finance provider

Simple, fast and efficient...Zoopa are a hard act to beat Reviewed on: 23rd June 2017

Easy, friendly and helpful

Everything was so easy online and when I hit a problem I called them they were so friendly and helpful. Nothing was too much trouble. I would definitely recommend them. Reviewed on: 23rd June 2017

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