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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Clear and simple process

5
I needed a loan to purchase a car. Soap provided excellent rates and it was a simple process to apply. Quick decision and funds deposited within week. Had opportunity to clear loan and again this process was quick and easy with no penalty! Highly recommend Reviewed on: 23rd June 2017
Lesley Goodwin's avatar
Lesley Goodwin

Faster loan provider

5
After we have been refused by our bank (I applied for a loan and it took like 3 weeks to receive the answer that it was negative), I tried to apply at Zopa without much hope and I was surprised when I saw that they accepted my loan very very quickly with the lowest interest that I ever saw in my life. I had the money in my account in 2 days after I had applied. Thank you Zopa for helping me!! Reviewed on: 23rd June 2017
Valerica Vaman's avatar
Valerica Vaman

Excellent service

5
Zopa arranged the loan for my car with no fuss and very quickly . I was delighted with the service and would recommend them to anyone . I will definitely use Zopa again! Reviewed on: 23rd June 2017
Mark Blois-Brooke's avatar
Mark Blois-Brooke

Great lender

5
It has been great and will be using again . Reviewed on: 23rd June 2017
Thomas Higginson's avatar
Thomas Higginson

Why zopa are the best

5
Easy to use Ultra low interest on your loan Great customer service Money in your account within hours. Perfect service overall Reviewed on: 23rd June 2017
Jack Hobbs's avatar
Jack Hobbs

Very good service,speed

5
Nothing really to report as zopa is an excellent service as what it does I can find no faults. Well done zopa Reviewed on: 23rd June 2017
Tom Hyde's avatar
Tom Hyde

Excellent service

5
Very straight forward. No complicated forms to complete and decision made in minutes. Reviewed on: 23rd June 2017
Noel Fender's avatar
Noel Fender

Easy, quick, perfect, highly recommended

5
Like i said pleasant company easy to do quick and easy results well worth a go. Xx Reviewed on: 23rd June 2017
Dawn Blore Was Riddle's avatar
Dawn Blore Was Riddle

Zola is a positive, reliable and efficient service

5
Dealing with Zola was a positive experience as the company was effecting and their loan rates are very competitive compared to other loan company's. I would have no hesitations in recommending Zola to family and friends. Reviewed on: 23rd June 2017
Paul Patterson 's avatar
Paul Patterson

PERFECT!!!

5
Great service and always letting me know wat I can do with my loan, like extending it and other deals Thank u Reviewed on: 23rd June 2017
Chris marks 's avatar
Chris marks

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