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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

My car loan

The whole car buying experience was made even more enjoyable with Zopa. Incredibly simple process, great communication from the team. Really helpful and informative. I couldn't recommend them highly enough. Reviewed on: 23rd June 2017

Zopa

Very good APR rate i can only recommend it im very satisfied with them Reviewed on: 23rd June 2017

Best loan on the market

I have used zopa twice now and both times I have been delighted with the speed, friendly staff and low interest rates. I would never go anywhere else for a loan. Reviewed on: 23rd June 2017

Good choice

Simple process and a quick decision, it's early days of my time with Zopa but I have no complaints. I'm glad I went with them out of the options I was looking at. Reviewed on: 23rd June 2017

A Relaxed Approach

Ive used "Zopa" for a loan and found them the best online service when looking for credit. Easy understandable language and great rates. Highly recommended with a professional touch. Reviewed on: 23rd June 2017

Perfect

Quick, easy, great rates, no early repayment fees - what more could you want? Reviewed on: 23rd June 2017

Very easy, friendly and efficient

Very happy with this choice, efficient, effective and smoothly conducted. Hassle free loan and thoroughly recommend. Top class. Reviewed on: 23rd June 2017

easy

Low rate,fixed rate ,easy to understand ,easy to pay back more if want , 2 loans had , no probs Reviewed on: 23rd June 2017

Easy to use and deal with

I was so easy to go for a loans with zopa and the rats are good to. you can see how much you have left to pay very easy to. you can alway pay more off the loan any time you like. I think that they are number one Reviewed on: 23rd June 2017

Simple

Quick and Simple, easy monlthy repayments and you can see where your up to when you log in to your account. You can also see you agreement and make extra repayments if you wish. Reviewed on: 23rd June 2017

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