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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Fastest approval process

It was such a hassle free service and money was in my account within 30 minutes of my application was approved . Reviewed on: 23rd June 2017

Excellent

I would recommend zopa to all my family and friends they were supportive helpful and in regular communication with me during the process. Excellent service Reviewed on: 23rd June 2017

Loan

Absulety no hassle. As simple as that. Reviewed on: 23rd June 2017

Easy and quick

Was pretty straightforward. Only had to send a few things in. Reviewed on: 23rd June 2017

Convenient & simple

Incredibly easy and straightforward. From the application, to spproval, transferring of funds and changing payment date. Highly recommended! Reviewed on: 23rd June 2017

Excellent easy to use service

I needed a short term loan which didn't involve complicated processes and high rates. Took about 5 minutes to complete with quick answer and you can administrate yourself on line. Excellent product Reviewed on: 23rd June 2017

Very simple process and quick release of funds

No lengthy phone calls or paper trail. Kept updated regularly by E mail, so never intrusive. Reviewed on: 23rd June 2017

Zopa nomination

I nominate Zopa as they were fast, efficient and their application process was simple, straightforward and easy to use Reviewed on: 23rd June 2017

Cheap fast and simple loan!

I needed a loan quickly to finance a new car. Loan cost comparison websites showed that Zopa was one of the cheapest and applying and getting approval through the Zopa website was simple and the money was in my bank account in no time at all! Reviewed on: 23rd June 2017

Best hassle free loan for me!

Hassle free and flexible on repayments. Easy to make additional payments and with the online account, this made it quick to manage. Perfect for anyone looking for a low interest loan so you can get on with your dreams without being stopped short. Reviewed on: 23rd June 2017

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