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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very simple process and quick release of funds

No lengthy phone calls or paper trail. Kept updated regularly by E mail, so never intrusive. Reviewed on: 23rd June 2017

Zopa nomination

I nominate Zopa as they were fast, efficient and their application process was simple, straightforward and easy to use Reviewed on: 23rd June 2017

Cheap fast and simple loan!

I needed a loan quickly to finance a new car. Loan cost comparison websites showed that Zopa was one of the cheapest and applying and getting approval through the Zopa website was simple and the money was in my bank account in no time at all! Reviewed on: 23rd June 2017

Best hassle free loan for me!

Hassle free and flexible on repayments. Easy to make additional payments and with the online account, this made it quick to manage. Perfect for anyone looking for a low interest loan so you can get on with your dreams without being stopped short. Reviewed on: 23rd June 2017

Clear rules

Competent service clearly presented rules Reviewed on: 23rd June 2017

Great deal

Friend fully recommended that company and I am fully satisfied Reviewed on: 23rd June 2017

Great loan provider

I applied for a loan and if was a simple hassle free process. And they are quite affordable. Would I use them again, Yes definitely Reviewed on: 23rd June 2017

*Ford Focus Zetec tdci

Amazing company so very helpful in all aspects get answer in seconds money in account in couple of days brill company Reviewed on: 23rd June 2017

A loan as it's meant to be.

Easy to use. To the point. Very easy to understand. Friendly staff. No problems at all. Reviewed on: 23rd June 2017

THE BEST INTEREST RATE OUT THERE

ZOPA HAS THE BEST INTEREST RATE COMPARE TO OTHER FINANCIAL INSTITUTIONS. IT IS A LIFE SAVER. Reviewed on: 23rd June 2017

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