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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Best Loan Provider

With zopa it was so easy for me to get a loan, they approved me for up to £5000 within 2 minutes and the interest rate was the best one out of all the other providers. They are no hidden costs and it's very simply that is the best thing about Zopa. I've finally found a loan provider I can fully trust. Happy days! Reviewed on: 23rd June 2017

THE BEST FINANCIAL INSTITUTION OUT THERE.

ZOPA LOAN IS THE BEST OUT THERE. THE INTEREST RATE IS REALLY LOW IN THIS TOUGH FINANCIAL SITUATION. I TOOK A LOAN OUT TO COVER ANOTHER LOAN WHICH WAS WITH HIGH INTEREST RATE. ZOPA IS SAVING ME AT LEAST £50 EVERY MONTH. THANK YOU ZOPA. Reviewed on: 23rd June 2017

Fast efficient and informative

Took a small loan in very little time and the screening process I found to be superior in its easy of use than any previous lenders .... very good indeed Reviewed on: 23rd June 2017

Fantastic service

Loaned twice with zopa, really quick decision and very competitive interest rates. Reviewed on: 23rd June 2017

Quick and easy

Quick and easy to use with one of the best if not the best rate. I'm still waiting for my cashback from the promotion though, some say they got theirs in a few days, I'm still waiting after a few months. Will use again for any consolidation needed. Reviewed on: 23rd June 2017

Great loan company

Great customer service would definitely recommend to friends and family Reviewed on: 23rd June 2017

At last!

An easy application and a very fair interest rate. So much lower than other providers. Reviewed on: 23rd June 2017

Fantastic

Zopa have taken away all of the stress of our wedding by allowing us to pay everything off at once, allowing myself and my future wife to concentrate on the things that matter. Highly recommended. Reviewed on: 23rd June 2017

Fast efficient service

Great service, great rates and good communication. I'd highly recommend. Reviewed on: 23rd June 2017

Amazing easy to apply, decision very quick, very competitive rates

Applying was very straightforward and the decision was made within hours, the rate was the best in the market, would highly recommend them. Reviewed on: 22nd June 2017

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