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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Clear rules

Competent service clearly presented rules Reviewed on: 23rd June 2017

Great deal

Friend fully recommended that company and I am fully satisfied Reviewed on: 23rd June 2017

Great loan provider

I applied for a loan and if was a simple hassle free process. And they are quite affordable. Would I use them again, Yes definitely Reviewed on: 23rd June 2017

*Ford Focus Zetec tdci

Amazing company so very helpful in all aspects get answer in seconds money in account in couple of days brill company Reviewed on: 23rd June 2017

A loan as it's meant to be.

Easy to use. To the point. Very easy to understand. Friendly staff. No problems at all. Reviewed on: 23rd June 2017

THE BEST INTEREST RATE OUT THERE

ZOPA HAS THE BEST INTEREST RATE COMPARE TO OTHER FINANCIAL INSTITUTIONS. IT IS A LIFE SAVER. Reviewed on: 23rd June 2017

Best Loan Provider

With zopa it was so easy for me to get a loan, they approved me for up to £5000 within 2 minutes and the interest rate was the best one out of all the other providers. They are no hidden costs and it's very simply that is the best thing about Zopa. I've finally found a loan provider I can fully trust. Happy days! Reviewed on: 23rd June 2017

THE BEST FINANCIAL INSTITUTION OUT THERE.

ZOPA LOAN IS THE BEST OUT THERE. THE INTEREST RATE IS REALLY LOW IN THIS TOUGH FINANCIAL SITUATION. I TOOK A LOAN OUT TO COVER ANOTHER LOAN WHICH WAS WITH HIGH INTEREST RATE. ZOPA IS SAVING ME AT LEAST £50 EVERY MONTH. THANK YOU ZOPA. Reviewed on: 23rd June 2017

Fast efficient and informative

Took a small loan in very little time and the screening process I found to be superior in its easy of use than any previous lenders .... very good indeed Reviewed on: 23rd June 2017

Fantastic service

Loaned twice with zopa, really quick decision and very competitive interest rates. Reviewed on: 23rd June 2017

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