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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy, fast and fantastic interest rates.

Just seems such an easy service to use and couldn't find a better deal. Perfect! Reviewed on: 22nd June 2017

No-brainer!

I bought a car from a dealer I didn't really know so I paid with credit card as it gives extra consumer rights and redress if things go wrong. I couldn't afford to settle the debt immediately so I looked for a loan that was affordable to pay off the credit card. The Zopa interest rate was 5%, four times cheaper than keeping the debt on the credit card. No-brainer. Over two years I'm paying only £200 in interest. That's £8.34 a month. Great value I'd say! Reviewed on: 22nd June 2017

Consistently simple & brilliant

Always a positive borrowing experience - straightforward, speedy & honest. Reviewed on: 22nd June 2017

Very Easy to use with clear, understandable terms.

What makes this loan provider better than most is the simplicity of its platform. Not to mention the great rates it offers even for costumers with poorer credit scores. Zopa's website and documentation is clear, legible and fair. Reviewed on: 22nd June 2017

Very good

Very pleased with the service and officiancy Reviewed on: 22nd June 2017

Quick and easy!

Quick and easy! Got my money immediately :) highly recommend! Reviewed on: 22nd June 2017

Fast effective online proceds

Hassle free Stress free Great web site Reviewed on: 22nd June 2017

Simple loan, no hidden agenda

I applied for a loan and the process was so simple, not jargon, no endless small print which would require a legal professional to decipher. It was just simple, smart and to the point. I would highly recommend the company to anyone of my friends and family. It was a life changing loan and made even easier by a loan company who understood this. Truly freshing! Reviewed on: 22nd June 2017

Great

Good experience, easy and lowest cost. Reviewed on: 22nd June 2017

Fast,comfortable service

Easy to apply,very fast to receive money.Fantastic service,no headache Reviewed on: 22nd June 2017

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