Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Easy for customers

Really stress free easy to use and reliable Reviewed on: 22nd June 2017

The best lending company around

I will recommend all my friends to borrow from Zopa Reviewed on: 22nd June 2017

Great

Needed my loan for house reservation - was quick and easy and I can make overpayments whenever I like! Reviewed on: 22nd June 2017

Personnel Loan ...An Incredible Experience

The overall experience to secure the loan from Zopa was wonderful and a welcome change from previous experiences. The entire process was quick and hassle free and was completed within the time line shared at the start of the process. Would highly recommend this friends and family! Keep up the good work 'Team Zopa' Reviewed on: 22nd June 2017

Very effective way of managing money

I found it a very helpful,efficient and fast service Reviewed on: 22nd June 2017

Banking for the People

it is great to be able to assist like minded people with financial assistance Reviewed on: 22nd June 2017

Loan

Very fast decision fantastic customer service and grate unbeatable rates !! I would recommend to anyone. Reviewed on: 22nd June 2017

Easy Money

Very straightforward application process, quick to set up, user friendly website. Reviewed on: 22nd June 2017

Quick and easy to borrow, great rates

I have been with Zopa from the beginning.The application process has always been hassle free and I have benefited from some of the lowest rates available. Go Zopa the market leader. Reviewed on: 22nd June 2017

VERY REASON INTEREST RATES AND QUICK , GOOD SERVICE

IWANTED A NEW CAR AND FOUND ZOOPA TO BE THE MOST COMPETITVE AND FAIR INTEREST RATE ONE CAN PAICK THE LENGHT OF LOAN PERIOD TO SUIT OIONES OWN CIRCUMSTANCES AND CONVIENCE.EASY TO APPLY ON LINE AND QUICK DECISION TIME, REPLY. THE LOAN WAS AVAILABLE TO WITHDRAW FROM MY ACCOUNT WITHIN A FEW DAYS Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Fast Loan UK 0.00 from 0 reviews
Payday Loan
from Bongaloans 0.00 from 0 reviews
Peer to Peer Lending
from Fruitful 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub