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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fast, efficient and reliable-does exactly what it says on the tin. I am beyond impressed

I was really anxious about applying for a loan but Zopa took all that away and before I knew, they had phoned me and when the checks were done approved the loan with the money deposited in my account instantly....awesome. Reviewed on: 22nd June 2017

Excellent service

Great customer service, quick decision and money paid quickly to account Reviewed on: 22nd June 2017

super zopa

up front, hassle free borrowing at great rates. Reviewed on: 22nd June 2017

Easy 2 use

Easy and quick from start 2 finish. Reviewed on: 22nd June 2017

Incredibly efficient

All my checks were done quickly and I had my money sooner than expected, payments easy to handle and can check for updates easily on the website Reviewed on: 22nd June 2017

Brilliant

Great service, excellent customer service Reviewed on: 22nd June 2017

Easy process

Simple clear and easy process. Great website. Would recommend to others! Reviewed on: 22nd June 2017

Hassle Free, Competitive & Simple

Very easy and quick application process, clear and concise Web site with very competitive rates. Everything kept jargon free and simple. Would use again. Reviewed on: 22nd June 2017

Great company

Easy to use, fast processing of documents Reviewed on: 22nd June 2017

Quick and Easy

Extremely competitive loan rate, easy to set up, easy to manage. I love my bank and use them for most products but they couldn't compete when it came to a personal loan. Reviewed on: 22nd June 2017

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