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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Very effective way of managing money

I found it a very helpful,efficient and fast service Reviewed on: 22nd June 2017

Banking for the People

it is great to be able to assist like minded people with financial assistance Reviewed on: 22nd June 2017

Loan

Very fast decision fantastic customer service and grate unbeatable rates !! I would recommend to anyone. Reviewed on: 22nd June 2017

Easy Money

Very straightforward application process, quick to set up, user friendly website. Reviewed on: 22nd June 2017

Quick and easy to borrow, great rates

I have been with Zopa from the beginning.The application process has always been hassle free and I have benefited from some of the lowest rates available. Go Zopa the market leader. Reviewed on: 22nd June 2017

VERY REASON INTEREST RATES AND QUICK , GOOD SERVICE

IWANTED A NEW CAR AND FOUND ZOOPA TO BE THE MOST COMPETITVE AND FAIR INTEREST RATE ONE CAN PAICK THE LENGHT OF LOAN PERIOD TO SUIT OIONES OWN CIRCUMSTANCES AND CONVIENCE.EASY TO APPLY ON LINE AND QUICK DECISION TIME, REPLY. THE LOAN WAS AVAILABLE TO WITHDRAW FROM MY ACCOUNT WITHIN A FEW DAYS Reviewed on: 22nd June 2017

Fast, efficient and reliable-does exactly what it says on the tin. I am beyond impressed

I was really anxious about applying for a loan but Zopa took all that away and before I knew, they had phoned me and when the checks were done approved the loan with the money deposited in my account instantly....awesome. Reviewed on: 22nd June 2017

Excellent service

Great customer service, quick decision and money paid quickly to account Reviewed on: 22nd June 2017

super zopa

up front, hassle free borrowing at great rates. Reviewed on: 22nd June 2017

Easy 2 use

Easy and quick from start 2 finish. Reviewed on: 22nd June 2017

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