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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Incredibly efficient

All my checks were done quickly and I had my money sooner than expected, payments easy to handle and can check for updates easily on the website Reviewed on: 22nd June 2017

Brilliant

Great service, excellent customer service Reviewed on: 22nd June 2017

Easy process

Simple clear and easy process. Great website. Would recommend to others! Reviewed on: 22nd June 2017

Hassle Free, Competitive & Simple

Very easy and quick application process, clear and concise Web site with very competitive rates. Everything kept jargon free and simple. Would use again. Reviewed on: 22nd June 2017

Great company

Easy to use, fast processing of documents Reviewed on: 22nd June 2017

Quick and Easy

Extremely competitive loan rate, easy to set up, easy to manage. I love my bank and use them for most products but they couldn't compete when it came to a personal loan. Reviewed on: 22nd June 2017

Top money

Very easy company to deal with & what I like about them is totally stress free what is just what you want Reviewed on: 22nd June 2017

very easy to deal with

Good rates Good service Very simple to set up Reviewed on: 22nd June 2017

Easy to manage account and great service

My Zopa account has been really easy to manage and the service from the team and online has been fantastic. Reviewed on: 22nd June 2017

Best loan company I've ever used

I've used Zopa loans a number of times and would never used another loan company. I've found their customer service easily accessible and extremely helpful and should I require a loan in the future I will most definitely choose Zopa again Reviewed on: 22nd June 2017

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