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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Top money

Very easy company to deal with & what I like about them is totally stress free what is just what you want Reviewed on: 22nd June 2017

very easy to deal with

Good rates Good service Very simple to set up Reviewed on: 22nd June 2017

Easy to manage account and great service

My Zopa account has been really easy to manage and the service from the team and online has been fantastic. Reviewed on: 22nd June 2017

Best loan company I've ever used

I've used Zopa loans a number of times and would never used another loan company. I've found their customer service easily accessible and extremely helpful and should I require a loan in the future I will most definitely choose Zopa again Reviewed on: 22nd June 2017

Brilliant

Quite simply a brilliant, professional and speedy service. I will always use Zopa for loans and have done on numerous occasions already. Reviewed on: 22nd June 2017

Why Zopa?

A great company who make little fuss about lending money, its a simple way to borrow money without any hassle. I have reviewed other products and they appear a really sound company with lots of different options to help individuals in many walks of life. Well done and keep up he good wotk Reviewed on: 22nd June 2017

Easy, professional, competitive

The most competitive rate, always felt like dealing with professionals despite not being a high st bank, and easy to arrange whilst still making me feel sure that taking out my first loan was the right decision at the right time Reviewed on: 22nd June 2017

Heaven sent

My experience was just a clear straight forward choice given to me with just a click. Every click of the application process was very easy to understand. Reviewed on: 22nd June 2017

Very easy.

So easy to use. Very courteous on the phone. And money was so quick to arrive. Reviewed on: 22nd June 2017

Very happy

Two simple loans. 1st loan very much the best deal!!!! Reviewed on: 22nd June 2017

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