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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Simple and easy and quock

Took about 5 mins to fill in details and get a answer back and was at very fair interest rate Reviewed on: 22nd June 2017

Easy and cheaper than banks

No problems and eSir to set up. Made you feel like a human in your decisions and never treated you like the undeserved. Reviewed on: 22nd June 2017

No hassle loan

Quick and easy, money available in a few days. Hassle free. Great service. Reviewed on: 22nd June 2017

Hassle free borrowing

I borrowed from Zopa to buy a car. It was easy quick and hassle free. I would tecommend Zopa ! Reviewed on: 22nd June 2017

Easy, timely and reliable

very impressed with the speedy process, the ease of completing the application and the reliability of this company and their products! One happy customer! Reviewed on: 22nd June 2017

Great service

Simple to apply for with good rates of interest. Reviewed on: 22nd June 2017

Excellent service, with a system that is very easy to use.

Very fast and straightforward online setup. An excellent service that is so much easier to deal with than the major banks. Reviewed on: 22nd June 2017

Perfect

easy to set up and amazing interest rate Reviewed on: 22nd June 2017

Fast and fabulous

The application process was simply. The approval time was less then initially relayed. Money made available super fast. Thank you Zopa for taking a little stress out of my life. Reviewed on: 22nd June 2017

Easy

Easy to set up and fantastic interest rate Reviewed on: 22nd June 2017

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