Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

View other Zopa products

4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Brilliant

Quite simply a brilliant, professional and speedy service. I will always use Zopa for loans and have done on numerous occasions already. Reviewed on: 22nd June 2017

Why Zopa?

A great company who make little fuss about lending money, its a simple way to borrow money without any hassle. I have reviewed other products and they appear a really sound company with lots of different options to help individuals in many walks of life. Well done and keep up he good wotk Reviewed on: 22nd June 2017

Easy, professional, competitive

The most competitive rate, always felt like dealing with professionals despite not being a high st bank, and easy to arrange whilst still making me feel sure that taking out my first loan was the right decision at the right time Reviewed on: 22nd June 2017

Heaven sent

My experience was just a clear straight forward choice given to me with just a click. Every click of the application process was very easy to understand. Reviewed on: 22nd June 2017

Very easy.

So easy to use. Very courteous on the phone. And money was so quick to arrive. Reviewed on: 22nd June 2017

Very happy

Two simple loans. 1st loan very much the best deal!!!! Reviewed on: 22nd June 2017

Simple and easy and quock

Took about 5 mins to fill in details and get a answer back and was at very fair interest rate Reviewed on: 22nd June 2017

Easy and cheaper than banks

No problems and eSir to set up. Made you feel like a human in your decisions and never treated you like the undeserved. Reviewed on: 22nd June 2017

No hassle loan

Quick and easy, money available in a few days. Hassle free. Great service. Reviewed on: 22nd June 2017

Hassle free borrowing

I borrowed from Zopa to buy a car. It was easy quick and hassle free. I would tecommend Zopa ! Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Burnley Savings and Loans 4.06 from 1 reviews
Loans
from London Mutual Credit Union 4.86 from 2279 reviews
Payday Loan
from CASHASAP 4.12 from 2 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub