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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Easy, timely and reliable

very impressed with the speedy process, the ease of completing the application and the reliability of this company and their products! One happy customer! Reviewed on: 22nd June 2017

Great service

Simple to apply for with good rates of interest. Reviewed on: 22nd June 2017

Excellent service, with a system that is very easy to use.

Very fast and straightforward online setup. An excellent service that is so much easier to deal with than the major banks. Reviewed on: 22nd June 2017

Perfect

easy to set up and amazing interest rate Reviewed on: 22nd June 2017

Fast and fabulous

The application process was simply. The approval time was less then initially relayed. Money made available super fast. Thank you Zopa for taking a little stress out of my life. Reviewed on: 22nd June 2017

Easy

Easy to set up and fantastic interest rate Reviewed on: 22nd June 2017

Easy and reliable

Exceptional interest rate and so easy to set up. Payment made as promised. Not sure anything could have gone better Reviewed on: 22nd June 2017

Real world lenders

When I needed a loan and seeked comparison sites, only Zopa came back with realistic prices. Since taking out the loan I had a few queries that were answered quickly and promptly by customer service from their UK based centre. Thank You for trouble free lending. Reviewed on: 22nd June 2017

Excellent Provider

No hidden costs, very easy to obtain funds and would offer me the full amount that I was looking for where other banks and providers would not. Reviewed on: 22nd June 2017

Quick, easy, and affordable

I needed money for something big, made an application, and got a good rate. It was easy to apply for, the site uses large font sizes. Reviewed on: 22nd June 2017

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