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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa loans

Really quick everything from applying to getting the money took 3-4 days and an exceptional low APR would highly recommend Reviewed on: 22nd June 2017

Great lending and borrowing

I have been a Zopa member and investor/borrower since 2012. I love the range and diversity of products and the ease of investment in the different markets as well as the reinvestment options. The lending and borrowing has been really been to easy to use and regular communication is sent out weekly and is completely transparent. Would recommend to anyone look to invest at excellent interest rates, or indeed to borrow at a low rate! Reviewed on: 22nd June 2017

Great

Quick and friendly service, great communication Reviewed on: 22nd June 2017

Fantastic service

The application process was straightforward and pain free, the decision was quick and the money was in my account within days. All in all, a fantastic experience! Reviewed on: 22nd June 2017

It's a review

I asked for money for home improvements as they had the best interest rate and they gave it me no problems, simple really Reviewed on: 22nd June 2017

Quick

Very good quick and effective service, great rates Reviewed on: 22nd June 2017

Quick and easy

From start to finish very easy and low rate Reviewed on: 22nd June 2017

Very easy to deal with

Applied on line accepted very quickly no nassel Reviewed on: 22nd June 2017

excellent service, prompt payment.

Needed a loan with low rate, prompt payment. Received this and more from Zoopa, would highly recommend to friends and family. Reviewed on: 22nd June 2017

Exellent service

The process from begining to end was simple and straight forward and the loan wss in my bank account bery quickly. Would highly recommend Zopa. Reviewed on: 22nd June 2017

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