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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy to borrow easy to invest

Zips offer a superb alternative to conventional high street borrowing and saving. It's online access and ease of use make it an any time any place anywhere service. Reviewed on: 22nd June 2017

fantastic company

Quick and easy to use. Good rates. Reviewed on: 22nd June 2017

Great rates

Great rates. And a very easy application. Highly recommend Reviewed on: 22nd June 2017

good all round company

When I applied to Zopa it was easy and very quick. There was no messing I applied on line and within a week I had been accepted the money was in my account. You also get regular statements so you can see how much and how long you have left to pay I would reccommend Zopa to anyone the rates are good as well. Reviewed on: 22nd June 2017

Quick easy and fair

Zopa gave me quote within minutes, interest rates were very competitive Reviewed on: 22nd June 2017

Simply the best way to get a loan

A fantastic experience I took out this loan to pay off another loan for buying a car because the APR was incredibly low wonderful experience. Reviewed on: 22nd June 2017

Amazing company

I would not hesitate to recommend this company Reviewed on: 22nd June 2017

Excellent value for money, very clean and good facilities!

Best rates and excellent and what they off. Very highly recommend. Better than your usual lenders. Reviewed on: 22nd June 2017

Better Apr than the Banks !!!

borrowed from zopa three times now and every time they`ve bested what my bank and the others have wanted in apr ! fair enough my credit rating isn`t spectacular but still this place will always be my go to if i need to borrow some money and dont wanna be paying a stupid amount back. just compare them i our considering borrowing ! i reckon you`ll be pleasantly suprised Reviewed on: 22nd June 2017

Good company and straight forward to deal with

Would highly recommend . Straight forward no messing loans. Paid quickly. Excellent Reviewed on: 22nd June 2017

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