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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

It's a review

I asked for money for home improvements as they had the best interest rate and they gave it me no problems, simple really Reviewed on: 22nd June 2017

Quick

Very good quick and effective service, great rates Reviewed on: 22nd June 2017

Quick and easy

From start to finish very easy and low rate Reviewed on: 22nd June 2017

Very easy to deal with

Applied on line accepted very quickly no nassel Reviewed on: 22nd June 2017

excellent service, prompt payment.

Needed a loan with low rate, prompt payment. Received this and more from Zoopa, would highly recommend to friends and family. Reviewed on: 22nd June 2017

Exellent service

The process from begining to end was simple and straight forward and the loan wss in my bank account bery quickly. Would highly recommend Zopa. Reviewed on: 22nd June 2017

Easy to borrow easy to invest

Zips offer a superb alternative to conventional high street borrowing and saving. It's online access and ease of use make it an any time any place anywhere service. Reviewed on: 22nd June 2017

fantastic company

Quick and easy to use. Good rates. Reviewed on: 22nd June 2017

Great rates

Great rates. And a very easy application. Highly recommend Reviewed on: 22nd June 2017

good all round company

When I applied to Zopa it was easy and very quick. There was no messing I applied on line and within a week I had been accepted the money was in my account. You also get regular statements so you can see how much and how long you have left to pay I would reccommend Zopa to anyone the rates are good as well. Reviewed on: 22nd June 2017

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