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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellence

my experience zopa Was very easy to use. I have had various personal loans and have all gone smoothly with no problem. The customer service has always been top priority with zopa and the APR affordable. I would recommend zopa to anyone Reviewed on: 22nd June 2017

Great service and friendly staff

Staff very helpful and friendly , I would definitely recommend this company to my friends and family Reviewed on: 22nd June 2017

Simple, reliable and hassle free

Arranged my loan over the phone in only a few minutes and money was in my bank account in a matter of days. Was able to settle the loan early with no hidden charges. Excellent rates too, would highly recommend. Reviewed on: 22nd June 2017

Straight forward process and excellent interest rates

I have used Zopa twice now and they cannot be beaten on interest rates . The process of applying is so easy and also quick. Reviewed on: 22nd June 2017

Great Service

Friendly and easy to use. Great support when required. Reviewed on: 22nd June 2017

Made easy to apply

Good rate to borrow. Company you can trust Reviewed on: 22nd June 2017

Great service

Excellent and easy Process. Easy payment method. No early payment charges. Overall 10 out of 10 Reviewed on: 22nd June 2017

Brilliant - easy & affordable

From start to finish such an easy transaction. Money was in my account quickly too. Definitely would recommend! Reviewed on: 22nd June 2017

Straightforward, and easy to keep track - great loan provider

I had been nervous about applying for my first position loan, I'd worried it would be complicated and that I'd end up with a bad deal. Zopa made it easy to apply, fully explain the repayment plan and interest rate (which was great) and it has been easy to make repayments and keep track of progress. I have already recommended Zopa to others. Reviewed on: 22nd June 2017

Great Loan at a great rate.

Everything was done quickly and effectively through their website. Not had any problems and would highly recommend to anyone looking for a loan. Reviewed on: 22nd June 2017

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