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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Quick easy and fair

Zopa gave me quote within minutes, interest rates were very competitive Reviewed on: 22nd June 2017

Simply the best way to get a loan

A fantastic experience I took out this loan to pay off another loan for buying a car because the APR was incredibly low wonderful experience. Reviewed on: 22nd June 2017

Amazing company

I would not hesitate to recommend this company Reviewed on: 22nd June 2017

Excellent value for money, very clean and good facilities!

Best rates and excellent and what they off. Very highly recommend. Better than your usual lenders. Reviewed on: 22nd June 2017

Better Apr than the Banks !!!

borrowed from zopa three times now and every time they`ve bested what my bank and the others have wanted in apr ! fair enough my credit rating isn`t spectacular but still this place will always be my go to if i need to borrow some money and dont wanna be paying a stupid amount back. just compare them i our considering borrowing ! i reckon you`ll be pleasantly suprised Reviewed on: 22nd June 2017

Good company and straight forward to deal with

Would highly recommend . Straight forward no messing loans. Paid quickly. Excellent Reviewed on: 22nd June 2017

Excellence

my experience zopa Was very easy to use. I have had various personal loans and have all gone smoothly with no problem. The customer service has always been top priority with zopa and the APR affordable. I would recommend zopa to anyone Reviewed on: 22nd June 2017

Great service and friendly staff

Staff very helpful and friendly , I would definitely recommend this company to my friends and family Reviewed on: 22nd June 2017

Simple, reliable and hassle free

Arranged my loan over the phone in only a few minutes and money was in my bank account in a matter of days. Was able to settle the loan early with no hidden charges. Excellent rates too, would highly recommend. Reviewed on: 22nd June 2017

Straight forward process and excellent interest rates

I have used Zopa twice now and they cannot be beaten on interest rates . The process of applying is so easy and also quick. Reviewed on: 22nd June 2017

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