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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent service and quick response

I purchased a load from zoopla which was easy and hassle free. They payment was made quick and helped my life out at the time. Reviewed on: 22nd June 2017

Real and Practical

One of the most convenient and practical companies ever. It's straight forward. I didn't even believe it's true until the loan hit my account. Real, practical, on time, and hassle free. Highly recommended Reviewed on: 22nd June 2017

Had a great experience with them

Loan went smoothly with no problem from start to finish I really couldn't have asked for a better service Reviewed on: 22nd June 2017

Excellent cheap service.

Needed money quick, got it no problem and now I'm in a posting to pay it back I can do so without additional charges. Reviewed on: 22nd June 2017

Every tension cleared in minutes

Very nice and good service..looks like helping peoples is the aim of company..thanks Reviewed on: 22nd June 2017

Amazing Easy Simple

I love the website, being able to view my final balance and pay off a lump sum when ever I want is the greatest. Never had problems with anything. Setup was reall really simple Reviewed on: 22nd June 2017

Easy to apply & very affordable

Applied online & received the money within 2 days. Had an issue with uploading my documents (my fault) but sorted it with great email communication with an advisor. Best interest rates online. Would definitely use them again. Reviewed on: 22nd June 2017

Quick, easy, friendly and fair service

My loan went through really quick and I was happy with the service that I was provided with. I can track my loan and I have had no problems with anything. Overall a brilliant service Reviewed on: 22nd June 2017

Easy, fast, clean, and a good rate

Very easy to use service, good rates, smooth process with no glitches or hidden clauses Reviewed on: 22nd June 2017

fantastic!!! Fair!! Non discriminatory

I thought Zopa gave us a fair chance instead of trying to overcharge the poorest people they offer a fair chance of credit wothout being unrealistic! Reviewed on: 22nd June 2017

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