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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Great Service

Friendly and easy to use. Great support when required. Reviewed on: 22nd June 2017

Made easy to apply

Good rate to borrow. Company you can trust Reviewed on: 22nd June 2017

Great service

Excellent and easy Process. Easy payment method. No early payment charges. Overall 10 out of 10 Reviewed on: 22nd June 2017

Brilliant - easy & affordable

From start to finish such an easy transaction. Money was in my account quickly too. Definitely would recommend! Reviewed on: 22nd June 2017

Straightforward, and easy to keep track - great loan provider

I had been nervous about applying for my first position loan, I'd worried it would be complicated and that I'd end up with a bad deal. Zopa made it easy to apply, fully explain the repayment plan and interest rate (which was great) and it has been easy to make repayments and keep track of progress. I have already recommended Zopa to others. Reviewed on: 22nd June 2017

Great Loan at a great rate.

Everything was done quickly and effectively through their website. Not had any problems and would highly recommend to anyone looking for a loan. Reviewed on: 22nd June 2017

Excellent service and quick response

I purchased a load from zoopla which was easy and hassle free. They payment was made quick and helped my life out at the time. Reviewed on: 22nd June 2017

Real and Practical

One of the most convenient and practical companies ever. It's straight forward. I didn't even believe it's true until the loan hit my account. Real, practical, on time, and hassle free. Highly recommended Reviewed on: 22nd June 2017

Had a great experience with them

Loan went smoothly with no problem from start to finish I really couldn't have asked for a better service Reviewed on: 22nd June 2017

Excellent cheap service.

Needed money quick, got it no problem and now I'm in a posting to pay it back I can do so without additional charges. Reviewed on: 22nd June 2017

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