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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Leaned on me when I needed a shoulder

Easy site to navigate and payment plan explained with detail and no complications Reviewed on: 22nd June 2017

Loan

Taking out this loan gave me the opportunity to get my life back on track after moving from my family home to my own. Turning an empty house into a home for myself and child was top of my to do list. I was only able to do this with the loan I accepted and the low repayments. I've never been so pleased with a financial decision as much as this one. Thank you. Reviewed on: 22nd June 2017

Quick, Simple and no fuss

My Zopa loan got me out if a hole that I was digging and getting deeper. The whole process was simple to complete. The payments are within my acceptable budget. Reviewed on: 22nd June 2017

Zopa is the best

Very good company always happy to help and always explain any queries you may have regarding your loan. Reviewed on: 22nd June 2017

I have to say, I don't usually write reviews but my overall experience with Zopa was extremely good, I would use them again and I would highly recommend them. I didn't feel like like I was being ripped off, they are fair and I got a great loan deal at very reasonable rates. Reviewed on: 22nd June 2017

Easy and got what I was looking for

I was offered the loan and interest rate I wanted and I'm able to keep an eye on everything ealisy using my account Reviewed on: 22nd June 2017

Easy and great and fast to deal with hassle free

Amazing customer service hassle free no chasing always there for you and the best overall cost so friendly and a pleasure to deal with thank you zopa Reviewed on: 22nd June 2017

Highly recommended

The forms were easy to fill in, kept being informed of the progress. Money transferred within few days. Very professional service. Reviewed on: 22nd June 2017

This is definitely what a seamless experience means

My personal loan application experience has redefined my understanding of modern day banking services. Reviewed on: 22nd June 2017

Love it

Quick acceptance, flexible terms, would have liked a better apr tho :-) Reviewed on: 22nd June 2017

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