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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Every tension cleared in minutes

Very nice and good service..looks like helping peoples is the aim of company..thanks Reviewed on: 22nd June 2017

Amazing Easy Simple

I love the website, being able to view my final balance and pay off a lump sum when ever I want is the greatest. Never had problems with anything. Setup was reall really simple Reviewed on: 22nd June 2017

Easy to apply & very affordable

Applied online & received the money within 2 days. Had an issue with uploading my documents (my fault) but sorted it with great email communication with an advisor. Best interest rates online. Would definitely use them again. Reviewed on: 22nd June 2017

Quick, easy, friendly and fair service

My loan went through really quick and I was happy with the service that I was provided with. I can track my loan and I have had no problems with anything. Overall a brilliant service Reviewed on: 22nd June 2017

Easy, fast, clean, and a good rate

Very easy to use service, good rates, smooth process with no glitches or hidden clauses Reviewed on: 22nd June 2017

fantastic!!! Fair!! Non discriminatory

I thought Zopa gave us a fair chance instead of trying to overcharge the poorest people they offer a fair chance of credit wothout being unrealistic! Reviewed on: 22nd June 2017

Leaned on me when I needed a shoulder

Easy site to navigate and payment plan explained with detail and no complications Reviewed on: 22nd June 2017

Loan

Taking out this loan gave me the opportunity to get my life back on track after moving from my family home to my own. Turning an empty house into a home for myself and child was top of my to do list. I was only able to do this with the loan I accepted and the low repayments. I've never been so pleased with a financial decision as much as this one. Thank you. Reviewed on: 22nd June 2017

Quick, Simple and no fuss

My Zopa loan got me out if a hole that I was digging and getting deeper. The whole process was simple to complete. The payments are within my acceptable budget. Reviewed on: 22nd June 2017

Zopa is the best

Very good company always happy to help and always explain any queries you may have regarding your loan. Reviewed on: 22nd June 2017

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