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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Best lender by miles.......

If you want a no fuss lender and have a good credit history then consider Zopa! Their online functionality, including swift approval is great and I would highly recommend them. You never know, in the future I might even invest money in Zopa as they are also one of the best investment companies. Reviewed on: 22nd June 2017

Banging

Zopa are a fair a reasonable company that have helped me financially Reviewed on: 22nd June 2017

Zopa review

Very easy to set up, quick response to my application, very good and competitive APR Reviewed on: 22nd June 2017

Great service

The online approval process was prompt and the entire loan disbursement completely hassle-free, highly recommended Reviewed on: 22nd June 2017

Straightforward

The whole process was easy to understand. The terms were is plain English. Instructions simple to follow and website easy to navigate. Please I went with Zopa rather than another lender. Reviewed on: 22nd June 2017

Highly recommended

Zopa has come to my rescue in my dire needs even when I thought I would not get a loan. Their service is fast and efficient Reviewed on: 22nd June 2017

Great customer service

Took out a loan, it was quick, simple and trustworthy. Very happy with the customer service Reviewed on: 22nd June 2017

Excellent easy money lending

I love Zopa - It's easy to use money lending service has helped me purchase 3 cars. I had an accident and seriously broke my leg - due to the change in circumstance transport had to change. Going through Zopa took the stress away from searching for loans as I knew 1 - i'd be accepted and 2 - the rates would be extremely competitive. Plus paying back lump sumps is so easy I wouldn't now go anywhere else. I fully recommend the Zopa service to friends, colleagues and family. Reviewed on: 22nd June 2017

Easy to get a loan, no fuss, easy to understand website and great customer service

Title says it all. If I were to get another loan I deffo go with zopa Reviewed on: 22nd June 2017

One word - simple

I could not recommend Zopa enough for it's simplicity. Their website is great, the process is easy and I received the money in my bank within a few days. In what can be a very confusing and complicated world, it is great to find a company that thinks about and looks after their customers - well done Zopa! Reviewed on: 22nd June 2017

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