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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

I have to say, I don't usually write reviews but my overall experience with Zopa was extremely good, I would use them again and I would highly recommend them. I didn't feel like like I was being ripped off, they are fair and I got a great loan deal at very reasonable rates. Reviewed on: 22nd June 2017

Easy and got what I was looking for

I was offered the loan and interest rate I wanted and I'm able to keep an eye on everything ealisy using my account Reviewed on: 22nd June 2017

Easy and great and fast to deal with hassle free

Amazing customer service hassle free no chasing always there for you and the best overall cost so friendly and a pleasure to deal with thank you zopa Reviewed on: 22nd June 2017

Highly recommended

The forms were easy to fill in, kept being informed of the progress. Money transferred within few days. Very professional service. Reviewed on: 22nd June 2017

This is definitely what a seamless experience means

My personal loan application experience has redefined my understanding of modern day banking services. Reviewed on: 22nd June 2017

Love it

Quick acceptance, flexible terms, would have liked a better apr tho :-) Reviewed on: 22nd June 2017

Best lender by miles.......

If you want a no fuss lender and have a good credit history then consider Zopa! Their online functionality, including swift approval is great and I would highly recommend them. You never know, in the future I might even invest money in Zopa as they are also one of the best investment companies. Reviewed on: 22nd June 2017

Banging

Zopa are a fair a reasonable company that have helped me financially Reviewed on: 22nd June 2017

Zopa review

Very easy to set up, quick response to my application, very good and competitive APR Reviewed on: 22nd June 2017

Great service

The online approval process was prompt and the entire loan disbursement completely hassle-free, highly recommended Reviewed on: 22nd June 2017

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