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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fantastic lender always been helpful and understanding

Great customer service and excellent lending experience Reviewed on: 22nd June 2017

Fantastic

Fan company so friendly. Make everything so much easier I can recommend them to my friends Reviewed on: 22nd June 2017

Phenomenal lender

Unbeatable rates; instant decision and fast payment. What more could one wish for from a lender?! Reviewed on: 22nd June 2017

quick decision and honored their representative rate.

Quick and easy with great interest rate. Easy to use website. Reviewed on: 22nd June 2017

Brilliant

Our whole experience with Zopa has been positive. So easy to apply and very prompt with responses. Easy website and well organised Reviewed on: 22nd June 2017

Very likely

Have had 3 loans with Zopa and they make it so easy for the customer with really good interest rates. Reviewed on: 22nd June 2017

Fast and responsive

Zopa was as simple and fast as all loans should be. Worthwhile to get a good deal, I would say. Reviewed on: 22nd June 2017

Great easy service

Transparent pricing, low rates and easy application, what's not to like? Reviewed on: 22nd June 2017

Easy and great rates!

Super easy and quick loan to sort! Extremely competitive rates making zopa a no brainer if you need a loan. Reviewed on: 22nd June 2017

Brilliant!

Easy/ quick to apply, very professional and just simply brilliant! Reviewed on: 22nd June 2017

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