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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Straightforward

The whole process was easy to understand. The terms were is plain English. Instructions simple to follow and website easy to navigate. Please I went with Zopa rather than another lender. Reviewed on: 22nd June 2017

Highly recommended

Zopa has come to my rescue in my dire needs even when I thought I would not get a loan. Their service is fast and efficient Reviewed on: 22nd June 2017

Great customer service

Took out a loan, it was quick, simple and trustworthy. Very happy with the customer service Reviewed on: 22nd June 2017

Excellent easy money lending

I love Zopa - It's easy to use money lending service has helped me purchase 3 cars. I had an accident and seriously broke my leg - due to the change in circumstance transport had to change. Going through Zopa took the stress away from searching for loans as I knew 1 - i'd be accepted and 2 - the rates would be extremely competitive. Plus paying back lump sumps is so easy I wouldn't now go anywhere else. I fully recommend the Zopa service to friends, colleagues and family. Reviewed on: 22nd June 2017

Easy to get a loan, no fuss, easy to understand website and great customer service

Title says it all. If I were to get another loan I deffo go with zopa Reviewed on: 22nd June 2017

One word - simple

I could not recommend Zopa enough for it's simplicity. Their website is great, the process is easy and I received the money in my bank within a few days. In what can be a very confusing and complicated world, it is great to find a company that thinks about and looks after their customers - well done Zopa! Reviewed on: 22nd June 2017

Fantastic lender always been helpful and understanding

Great customer service and excellent lending experience Reviewed on: 22nd June 2017

Fantastic

Fan company so friendly. Make everything so much easier I can recommend them to my friends Reviewed on: 22nd June 2017

Phenomenal lender

Unbeatable rates; instant decision and fast payment. What more could one wish for from a lender?! Reviewed on: 22nd June 2017

quick decision and honored their representative rate.

Quick and easy with great interest rate. Easy to use website. Reviewed on: 22nd June 2017

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