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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,088 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69088)

Brilliant

5
Our whole experience with Zopa has been positive. So easy to apply and very prompt with responses. Easy website and well organised Reviewed on: 22nd June 2017
John Macleod's avatar
John Macleod

Very likely

5
Have had 3 loans with Zopa and they make it so easy for the customer with really good interest rates. Reviewed on: 22nd June 2017
Elizabeth Malyon's avatar
Elizabeth Malyon

Fast and responsive

5
Zopa was as simple and fast as all loans should be. Worthwhile to get a good deal, I would say. Reviewed on: 22nd June 2017
Rafael's avatar
Rafael

Great easy service

5
Transparent pricing, low rates and easy application, what's not to like? Reviewed on: 22nd June 2017
James blamire 's avatar
James blamire

Easy and great rates!

5
Super easy and quick loan to sort! Extremely competitive rates making zopa a no brainer if you need a loan. Reviewed on: 22nd June 2017
Duncan kidd's avatar
Duncan kidd

Brilliant!

5
Easy/ quick to apply, very professional and just simply brilliant! Reviewed on: 22nd June 2017
Natalie Masterson's avatar
Natalie Masterson

Brilliant

5
It was a quick easy process. The plan was laid out and monthly repayments where clear Reviewed on: 22nd June 2017
Eva Kralova's avatar
Eva Kralova

Quick and easy

5
Very quick approval without hassle Reviewed on: 22nd June 2017
kok gee ong's avatar
kok gee ong

Great rates, quick, easy

5
Competitive interest rates, easy to organise and instant cash Reviewed on: 22nd June 2017
Sally's avatar
Sally

Great service

5
I have used Zopa services twice and would totally recommend them Reviewed on: 22nd June 2017
Alistair 's avatar
Alistair

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