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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Easy peasy

Straight forward application, great customer service, know their job really well and understand individual needs. Reviewed on: 22nd June 2017

Modern, honest and reliable lender

Zopa have been fantastic. Their website is simplistic but modern. Their interest rates are lower than most competitors; I would definitely recommend to friends and family. Reviewed on: 22nd June 2017

Easy application

Online application handle quickly would use again Reviewed on: 22nd June 2017

Easy and fast

I needed to consolidate some existing debt; I did some research and found Zopa to be the better option for myself. I applied that evening and was accepted the following day, and the money in my account shortly after. It brought a lot of relief and saved me money. Thank you Zopa! Reviewed on: 22nd June 2017

excellent service and rates

From the start the company was easy to access and begin enquiries regarding loan. The website is handy and modern. From starting an application all fees and rates are plain and boldened for clarity, getting an agent to call at your convenience was excelent plus when the loan was complete, the money was granted within 2 days. Overall 10/10 Reviewed on: 22nd June 2017

Zopa helped me out

When I was stuck and need a new car to get to work zopa helped me when other wouldn't. It was all very quick and easy. Reviewed on: 22nd June 2017

brilliant loan company

i am new to zopa and i would highly recommend them as they are very quick to give you a decision and pay the money into your bank account, and their rates are very reasonable as well compared to some loan rates, i would definately go with them again in the future, and recommend them to family and friends. Reviewed on: 22nd June 2017

Very quick and reliable credit provider

Had a very good and sleek experience using this service Reviewed on: 22nd June 2017

Fantastic service

Zopa, were really easy to deal with and sorted my funding needs with a few clicks of a mouse - I can't praise highly enough and would thoroughly recommend. Reviewed on: 22nd June 2017

Fantastic

Apply on a tuesday, got the money friday Reviewed on: 22nd June 2017

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