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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

brilliant loan company

i am new to zopa and i would highly recommend them as they are very quick to give you a decision and pay the money into your bank account, and their rates are very reasonable as well compared to some loan rates, i would definately go with them again in the future, and recommend them to family and friends. Reviewed on: 22nd June 2017

Very quick and reliable credit provider

Had a very good and sleek experience using this service Reviewed on: 22nd June 2017

Fantastic service

Zopa, were really easy to deal with and sorted my funding needs with a few clicks of a mouse - I can't praise highly enough and would thoroughly recommend. Reviewed on: 22nd June 2017

Fantastic

Apply on a tuesday, got the money friday Reviewed on: 22nd June 2017

The best provider around - I have already recommended to friends

Great service, everything is just so quick and easy, I have already recommended to friends and family. Reviewed on: 22nd June 2017

Zopa is very quick and fair

I have used zopa three times, great rates, easy access and quick answers. Reviewed on: 22nd June 2017

Great and simple loan provider

No fuss, no faf, simple money lending. Easy to understand and so easy to set up. I would definitely use again. Reviewed on: 22nd June 2017

Easy and great value

They've removed every pain point when it comes to applying for a loan - and better than that they're offering better savings rates than most while also creating a model that makes the process very satisfying. Their user experience is second to none. A really refreshing company who have set themselves apart from every other offer on the market as far as I can see. Reviewed on: 22nd June 2017

Easy application

Easy application, an answer really quick and the funds available almost instantly. I like that I can manage my loan online. Everything is straight forward. The interest isn't extortionate and I have the facility to swap the pay dates and amount of repayments online too. Reviewed on: 22nd June 2017

Easy, quick and friendly

Zoos couldn't have been more helpful. They explained everything and answered all of our questions. They also keep us up to date with changes and yearly updates to the account and are available online or by phone for any questions. Really friendly service too. Quick and simple to apply. Reviewed on: 22nd June 2017

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