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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent rates and service

Very reasonable interest rates and very useful being able to pay back other amounts when you want to. Reviewed on: 22nd June 2017

Quick easy and brilliant

So easy to apply and hear back within a couple of days. Great company Reviewed on: 22nd June 2017

Quick no hassle agreement

Sorted easily and quickly without fuss Reviewed on: 22nd June 2017

Great service. Simple. Quick

Best loan experience I have ever had Reviewed on: 22nd June 2017

Brilliant!

Excellent company! Made a stressful time so easy would / do recommend to everyone! Reviewed on: 22nd June 2017

quick, easy, honest

Such an easy process from applying to receiving the funds. No hastle, up front with rates and a wonderfully clear breakdown of costa. The ability to over pay without penalties is very helpful. Reviewed on: 22nd June 2017

Very easy to deal with

Once I had everything in place the application went through without a hitch. If you want a loan Without a moan Zopa was the one for me It was so easy and stress free Reviewed on: 22nd June 2017

Stress free. Went above and beyond

Clarification of everything you could think of. People in customer service roles who are in the right job. A company who ticks every box Reviewed on: 22nd June 2017

Fast and good

Just what I needed when I needed Reviewed on: 22nd June 2017

review for zopa

very good service. but interest rates are quite high Reviewed on: 22nd June 2017

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