Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

View other Zopa products

4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

The best provider around - I have already recommended to friends

Great service, everything is just so quick and easy, I have already recommended to friends and family. Reviewed on: 22nd June 2017

Zopa is very quick and fair

I have used zopa three times, great rates, easy access and quick answers. Reviewed on: 22nd June 2017

Great and simple loan provider

No fuss, no faf, simple money lending. Easy to understand and so easy to set up. I would definitely use again. Reviewed on: 22nd June 2017

Easy and great value

They've removed every pain point when it comes to applying for a loan - and better than that they're offering better savings rates than most while also creating a model that makes the process very satisfying. Their user experience is second to none. A really refreshing company who have set themselves apart from every other offer on the market as far as I can see. Reviewed on: 22nd June 2017

Easy application

Easy application, an answer really quick and the funds available almost instantly. I like that I can manage my loan online. Everything is straight forward. The interest isn't extortionate and I have the facility to swap the pay dates and amount of repayments online too. Reviewed on: 22nd June 2017

Easy, quick and friendly

Zoos couldn't have been more helpful. They explained everything and answered all of our questions. They also keep us up to date with changes and yearly updates to the account and are available online or by phone for any questions. Really friendly service too. Quick and simple to apply. Reviewed on: 22nd June 2017

Excellent rates and service

Very reasonable interest rates and very useful being able to pay back other amounts when you want to. Reviewed on: 22nd June 2017

Quick easy and brilliant

So easy to apply and hear back within a couple of days. Great company Reviewed on: 22nd June 2017

Quick no hassle agreement

Sorted easily and quickly without fuss Reviewed on: 22nd June 2017

Great service. Simple. Quick

Best loan experience I have ever had Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans (discontinued)
from Metro Bank 4.69 from 74 reviews
Personal loans
from Clockwise Credit Union 4.79 from 4558 reviews
Loans
from Cambrian Credit Union 4.85 from 112 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub