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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Brilliant!

Excellent company! Made a stressful time so easy would / do recommend to everyone! Reviewed on: 22nd June 2017

quick, easy, honest

Such an easy process from applying to receiving the funds. No hastle, up front with rates and a wonderfully clear breakdown of costa. The ability to over pay without penalties is very helpful. Reviewed on: 22nd June 2017

Very easy to deal with

Once I had everything in place the application went through without a hitch. If you want a loan Without a moan Zopa was the one for me It was so easy and stress free Reviewed on: 22nd June 2017

Stress free. Went above and beyond

Clarification of everything you could think of. People in customer service roles who are in the right job. A company who ticks every box Reviewed on: 22nd June 2017

Fast and good

Just what I needed when I needed Reviewed on: 22nd June 2017

review for zopa

very good service. but interest rates are quite high Reviewed on: 22nd June 2017

Simple and good value

Easy company to deal with and the loan was arranged with ease. Highly recommended. Reviewed on: 22nd June 2017

Friendly fast service; great communication

I have had a couple of loans from zopa and would always recommend them. Their service is very transparent and clear to understand and their rates are competitive. I think that the lender concept is very ethical. I also appreciate that I can pay off my loan in lump sums without being penalised. Thanks zopa! Reviewed on: 22nd June 2017

First class

Best loan provider. Friendly and professional. Highly recommend. A********* Reviewed on: 22nd June 2017

A refreshingly good service !

So fast and easy ! I even phoned after the online application to see what else they needed..... Er nothing the money is on its way....... amazing service and refreshing in today's world !! Thank you Reviewed on: 22nd June 2017

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