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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Simple and good value

3
Easy company to deal with and the loan was arranged with ease. Highly recommended. Reviewed on: 22nd June 2017
Leon's avatar
Leon

Friendly fast service; great communication

4
I have had a couple of loans from zopa and would always recommend them. Their service is very transparent and clear to understand and their rates are competitive. I think that the lender concept is very ethical. I also appreciate that I can pay off my loan in lump sums without being penalised. Thanks zopa! Reviewed on: 22nd June 2017
Juliet newman's avatar
Juliet newman

First class

5
Best loan provider. Friendly and professional. Highly recommend. A********* Reviewed on: 22nd June 2017
Michael Ball's avatar
Michael Ball

A refreshingly good service !

5
So fast and easy ! I even phoned after the online application to see what else they needed..... Er nothing the money is on its way....... amazing service and refreshing in today's world !! Thank you Reviewed on: 22nd June 2017
Les chur h's avatar
Les chur h

Great value

5
Easy to do and very quick to respond. Great value. Reviewed on: 22nd June 2017
Jack Lowther's avatar
Jack Lowther

Superb

5
I was extremely impressed by the efficiency, reliability and dependability of this company. I would recommend Zopa 100%. Reviewed on: 22nd June 2017
Nicholas mcfadzean's avatar
Nicholas mcfadzean

Best in the financial industry

5
They were helpful through out the process of applying, very transperent in dicision. More over they are here to help every individual according to financial status. They are the one to go any time for loans. Reviewed on: 22nd June 2017
sandeep nageshwararao's avatar
sandeep nageshwararao

First class

5
Approved and funds in bank within two days. After eight months decided for a top up loan. Zopa was first choice. Good rates and excellent service. Would highly recommend Reviewed on: 22nd June 2017
Michael Ball's avatar
Michael Ball

Simple website with informative Q&A

5
Any dealings with zopa staff have always been friendly and professional .excellent service and best loan rate available..if zopa was an eBay seller I'd give it A++++ Reviewed on: 22nd June 2017
Niall's avatar
Niall

Amazing customer services and quick response.

5
Can't rate zopa any higher, Interest rates are very reasonable for small loans. Fees are minimal. Incredibly quick decision and money availability. Had to phone up a couple of times rewarding simple queries and phone has been answered in next to no time with very polite and helpful service assistants at the other end. I've had 2 loans from zopa now and any further loans I need my first choice will be zopa again. Reviewed on: 22nd June 2017
Jacob porter's avatar
Jacob porter

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