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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Great value

Easy to do and very quick to respond. Great value. Reviewed on: 22nd June 2017

Superb

I was extremely impressed by the efficiency, reliability and dependability of this company. I would recommend Zopa 100%. Reviewed on: 22nd June 2017

Best in the financial industry

They were helpful through out the process of applying, very transperent in dicision. More over they are here to help every individual according to financial status. They are the one to go any time for loans. Reviewed on: 22nd June 2017

First class

Approved and funds in bank within two days. After eight months decided for a top up loan. Zopa was first choice. Good rates and excellent service. Would highly recommend Reviewed on: 22nd June 2017

Simple website with informative Q&A

Any dealings with zopa staff have always been friendly and professional .excellent service and best loan rate available..if zopa was an eBay seller I'd give it A++++ Reviewed on: 22nd June 2017

Amazing customer services and quick response.

Can't rate zopa any higher, Interest rates are very reasonable for small loans. Fees are minimal. Incredibly quick decision and money availability. Had to phone up a couple of times rewarding simple queries and phone has been answered in next to no time with very polite and helpful service assistants at the other end. I've had 2 loans from zopa now and any further loans I need my first choice will be zopa again. Reviewed on: 22nd June 2017

**Best. Lender. Ever!

Impromptu visit from family at short notice ✅ 2 days before payday ✅ fast convenient loan ✅ best customer service I've ever encountered ✅ what a great company!! Reviewed on: 22nd June 2017

Best rate

Easy to apply, offer the best interest rates would highly recommend it Reviewed on: 22nd June 2017

Great service

Well needed a loan to fix my car was very stressful time but working with zopa was easy and stress free Reviewed on: 22nd June 2017

Good service

Easy to use, good communication and great service Reviewed on: 22nd June 2017

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