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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

**Best. Lender. Ever!

5
Impromptu visit from family at short notice ✅ 2 days before payday ✅ fast convenient loan ✅ best customer service I've ever encountered ✅ what a great company!! Reviewed on: 22nd June 2017
Chris Saunders's avatar
Chris Saunders

Best rate

5
Easy to apply, offer the best interest rates would highly recommend it Reviewed on: 22nd June 2017
Wing Lee's avatar
Wing Lee

Great service

5
Well needed a loan to fix my car was very stressful time but working with zopa was easy and stress free Reviewed on: 22nd June 2017
Stephen cunningham's avatar
Stephen cunningham

Good service

5
Easy to use, good communication and great service Reviewed on: 22nd June 2017
Kevin Toner's avatar
Kevin Toner

Just simply a better, more accessible way to get a loan than conventional banks.

5
Zopa provides such a clear experience. The core of what people want to know is displayed so clearly, and simply. Working in an office on a remote industrial estate, its often difficult to get to a bank, and these days, difficult to find an appointment with so many banks getting people to switch with such good promotional offers. Zopa provides such a flexible, online, way to apply and get a loan. The amount and repayment period you select automatically displays the monthly repayments, and the associated interest for that configuration. Whats more, I found that Zopa loans were way more competitive on lower interest rates than regular banks. It is also fantastic how upon choosing the bank account to pay your loan into, you can choose to set up a direct debit from that account so your repayment is paid consistently, and removes the hassle of having to set up the DD yourself, and can put it to the back of your mind. In addition, what i love (even though I havent needed to change it around), once your loan has been completed, you can change the date of repayments, which is such a great feature. Superb! And would absolutely recommend Zopa to friends and family... already have done! Reviewed on: 22nd June 2017
Richard Harnasz's avatar
Richard Harnasz

Why didnt i think of this fantastic idea, what did we do before we had zopa

5
Straight forward easy to deal with, a pleasure doing business with you zop's My new bbf Reviewed on: 22nd June 2017
Nadine's avatar
Nadine

A first class service!

5
Excellent customer service every time. Easy to arrange and flexible. Reviewed on: 22nd June 2017
karen Cowling's avatar
karen Cowling

Fast and up front

5
Really quick with the rate clear before the application went through. Clarity in a confusing marketplace. Reviewed on: 22nd June 2017
Linzi Thomson's avatar
Linzi Thomson

Brilliant!

5
I found that Zopa is the best value for money and has the customer service to go with it! Fast, efficient service. Effortless!!!! I would 100% recommend Reviewed on: 22nd June 2017
Alex Carrier's avatar
Alex Carrier

Great service

5
Customer service was very helpful and friendly, zopa app easy to use. Speedy service at good rates. Reviewed on: 22nd June 2017
Carson Alt's avatar
Carson Alt

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