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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Trust

The best company that you can rely on and trust. Reviewed on: 22nd June 2017

Peace of mind

Competitive easy to understand and straightforward no messing borrowing. Reviewed on: 22nd June 2017

Great Service

The loan was easy to apply for and paid in to my bank quickly, it is a great service Reviewed on: 22nd June 2017

Quick decision, great rates.

Applied for a loan and it was in my bank within 2 days, great loan company. Reviewed on: 22nd June 2017

Best loan I have done

Best apr rate I received for my credit rating helped me out so much last minute Reviewed on: 22nd June 2017

Straight forward lending

Zopa loans quick and easy to organise with very competitive rates Reviewed on: 22nd June 2017

Great service.

I would highly recommend this company for quick straight forward loans a great service and fast turn around from enquiry to payment of loan into my account. Reviewed on: 22nd June 2017

The perfect loan

I needed to borrow £1000 and after visiting the money savining expert website I came across Zopa, after getting accepted the money came very quickly, I like the fact I can log in online and change the payment date to the date I get payed, this is so handy as I get payed every Thursday, it's very flexible and you can see exactly where you are online, I would gladly recommend this company to anyone! Reviewed on: 22nd June 2017

Great

Great service and ve y good rates Reviewed on: 22nd June 2017

personal loan

fantastic customer service and really fast and easy Reviewed on: 22nd June 2017

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