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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Best loan I have done

Best apr rate I received for my credit rating helped me out so much last minute Reviewed on: 22nd June 2017

Straight forward lending

Zopa loans quick and easy to organise with very competitive rates Reviewed on: 22nd June 2017

Great service.

I would highly recommend this company for quick straight forward loans a great service and fast turn around from enquiry to payment of loan into my account. Reviewed on: 22nd June 2017

The perfect loan

I needed to borrow £1000 and after visiting the money savining expert website I came across Zopa, after getting accepted the money came very quickly, I like the fact I can log in online and change the payment date to the date I get payed, this is so handy as I get payed every Thursday, it's very flexible and you can see exactly where you are online, I would gladly recommend this company to anyone! Reviewed on: 22nd June 2017

Great

Great service and ve y good rates Reviewed on: 22nd June 2017

personal loan

fantastic customer service and really fast and easy Reviewed on: 22nd June 2017

Great rates and easy to apply

Offered great rate, and online application was straight forward. Good checks in place to make sure was able to afford the loan payments, so an ethical lender and works to ensure debt is manageable. Other lenders should take note. Reviewed on: 22nd June 2017

Summary

The experience has been great so far, highly recommend. Kind regards Reviewed on: 22nd June 2017

Quick and easy , most importantly now spam aftwards to tempt me in for another loan

Loan arranged within ten minutes , full disclosure to what you're going to pay, no hidden fees and once completed now constant spam phone or emails for additional loans , only updates for current loan , interest rates where ok for my credit score at the time Reviewed on: 22nd June 2017

Very easy and straightforward

I was looking for a loan and found zopa to be very quick, efficient and straightforward Reviewed on: 22nd June 2017

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