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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great rates and easy to apply

Offered great rate, and online application was straight forward. Good checks in place to make sure was able to afford the loan payments, so an ethical lender and works to ensure debt is manageable. Other lenders should take note. Reviewed on: 22nd June 2017

Summary

The experience has been great so far, highly recommend. Kind regards Reviewed on: 22nd June 2017

Quick and easy , most importantly now spam aftwards to tempt me in for another loan

Loan arranged within ten minutes , full disclosure to what you're going to pay, no hidden fees and once completed now constant spam phone or emails for additional loans , only updates for current loan , interest rates where ok for my credit score at the time Reviewed on: 22nd June 2017

Very easy and straightforward

I was looking for a loan and found zopa to be very quick, efficient and straightforward Reviewed on: 22nd June 2017

Spot on

great rates easy to use service, really happy with all aspects (apart from not been rich to start with) and very simple to set up. Reviewed on: 22nd June 2017

Fantastic rates plus a very quick reply.

Needed a substantial loan at quite short notice,Zopa were by far the best rates plus a decision made within minutes made this a very professional,helpful service. Reviewed on: 22nd June 2017

So simple!

Great experience with Zopa, hassle free and quick! Customer service is fantastic Reviewed on: 22nd June 2017

Amazing loans

Quick decision, low rate %, quick money on bank account and easy e-sing contract. Brilliant Reviewed on: 22nd June 2017

Pleasantly Surprised

Having applied for a car loan via a few of the standard banks with fantastic apr and had them raise that Apr at the very end of the process, it was very pleasant to apply very easily and quickly and to be given the rate originally given, especially as that rate was one of the lowest around!! Reviewed on: 22nd June 2017

Brilliant service

Very quick and easy to apply online. The whole process was explained in a way that was easy to understand and the whole process couldn't have been easier. Would definitely recommend them. Reviewed on: 22nd June 2017

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