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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Spot on

great rates easy to use service, really happy with all aspects (apart from not been rich to start with) and very simple to set up. Reviewed on: 22nd June 2017

Fantastic rates plus a very quick reply.

Needed a substantial loan at quite short notice,Zopa were by far the best rates plus a decision made within minutes made this a very professional,helpful service. Reviewed on: 22nd June 2017

So simple!

Great experience with Zopa, hassle free and quick! Customer service is fantastic Reviewed on: 22nd June 2017

Amazing loans

Quick decision, low rate %, quick money on bank account and easy e-sing contract. Brilliant Reviewed on: 22nd June 2017

Pleasantly Surprised

Having applied for a car loan via a few of the standard banks with fantastic apr and had them raise that Apr at the very end of the process, it was very pleasant to apply very easily and quickly and to be given the rate originally given, especially as that rate was one of the lowest around!! Reviewed on: 22nd June 2017

Brilliant service

Very quick and easy to apply online. The whole process was explained in a way that was easy to understand and the whole process couldn't have been easier. Would definitely recommend them. Reviewed on: 22nd June 2017

Easy and efficient

I found Zopa easy to apply for a loan, being able to upload the documents was so much quicker and the rates were so competative. Would recommend to friends and family. Reviewed on: 22nd June 2017

borrowing money

ideally try not to borrow money, however sometimes it is unavoidable and it is helpful to know that this way is easy, it is quick and it is at a reasonable interest rate Reviewed on: 22nd June 2017

amazing company

they are the best providers of loans around no loop holes and straight to the point and very caring Reviewed on: 22nd June 2017

Hassle free

Great customer service, fast response Reviewed on: 22nd June 2017

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