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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy and efficient

I found Zopa easy to apply for a loan, being able to upload the documents was so much quicker and the rates were so competative. Would recommend to friends and family. Reviewed on: 22nd June 2017

borrowing money

ideally try not to borrow money, however sometimes it is unavoidable and it is helpful to know that this way is easy, it is quick and it is at a reasonable interest rate Reviewed on: 22nd June 2017

amazing company

they are the best providers of loans around no loop holes and straight to the point and very caring Reviewed on: 22nd June 2017

Hassle free

Great customer service, fast response Reviewed on: 22nd June 2017

Easy access, very helpful

Got a quick respond and very quick transaction Reviewed on: 22nd June 2017

No Nonsense!

What struck me the most with Zopa was just how easy it was to apply for, and manage, my loan. Everything is explained in a fuss-free way, which is rare in the world of finance. Reviewed on: 22nd June 2017

Excellent Service

So easy to understand, no catches, simple to process and fast to complete. Would definitely use again. Reviewed on: 22nd June 2017

loan quick and easy

Application approved with no fuss Reviewed on: 22nd June 2017

Great rates

It was easy to apply and the itrest rates are really low. Reviewed on: 22nd June 2017

Easy reliable loan

It was easy to apply for the loan and have not had any issues at all. Reviewed on: 22nd June 2017

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