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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Easy access, very helpful

Got a quick respond and very quick transaction Reviewed on: 22nd June 2017

No Nonsense!

What struck me the most with Zopa was just how easy it was to apply for, and manage, my loan. Everything is explained in a fuss-free way, which is rare in the world of finance. Reviewed on: 22nd June 2017

Excellent Service

So easy to understand, no catches, simple to process and fast to complete. Would definitely use again. Reviewed on: 22nd June 2017

loan quick and easy

Application approved with no fuss Reviewed on: 22nd June 2017

Great rates

It was easy to apply and the itrest rates are really low. Reviewed on: 22nd June 2017

Easy reliable loan

It was easy to apply for the loan and have not had any issues at all. Reviewed on: 22nd June 2017

Great Loan Service

The whole process was fast, easy and efficient. I received my loan ahead of the planned date. No hang ups and documents easy to read. Reviewed on: 22nd June 2017

Great service

Zopa helped me clear my debt which has helped me be better with my money the repayments are reasonable and the interest is low! Would recommend! Reviewed on: 22nd June 2017

Really good service and low interest rates

The team are always so helpful and professional Really good interest rates and I would much rather take a loan with Zopa than my own bank Reviewed on: 22nd June 2017

Great cheap loan

Very easy online form and quickly approved without hassle with money arriving when agreed. Reviewed on: 22nd June 2017

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