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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great Loan Service

The whole process was fast, easy and efficient. I received my loan ahead of the planned date. No hang ups and documents easy to read. Reviewed on: 22nd June 2017

Great service

Zopa helped me clear my debt which has helped me be better with my money the repayments are reasonable and the interest is low! Would recommend! Reviewed on: 22nd June 2017

Really good service and low interest rates

The team are always so helpful and professional Really good interest rates and I would much rather take a loan with Zopa than my own bank Reviewed on: 22nd June 2017

Great cheap loan

Very easy online form and quickly approved without hassle with money arriving when agreed. Reviewed on: 22nd June 2017

Brilliant Company

Had a loan within 30mins of applying - great service Reviewed on: 22nd June 2017

1st class

Unique, simple and modern . What more could you want ? Exactly. Nothing else needed. When simple is done well it's amazing!! Reviewed on: 22nd June 2017

Easy setup and great rates

Zopa helped me consolidate existing credit card debt into one easy monthly payment. The loan was easy to set up and the terms were clear. Funds were in my bank within a couple of days! Reviewed on: 22nd June 2017

Peer to peer borroing and lending...brilliant idea and limited risk thanks to Zopa

Matching my borrowing with a lender at a rate that suited us both , keeping me updated with progress all the way through, feeling like I was part of a community, Zopa made my experience so rewarding I would consider both sides of the peer to peer experience...thankyou Zopa Reviewed on: 22nd June 2017

Excellent

Great service and excellent rate. Money was in the bank very quickly. Reviewed on: 22nd June 2017

Very helpful and a quick decision

We really needed the money for our wedding in may. It couldnt have been more helpful. Thank you zopa Reviewed on: 22nd June 2017

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