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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Brilliant Company

Had a loan within 30mins of applying - great service Reviewed on: 22nd June 2017

1st class

Unique, simple and modern . What more could you want ? Exactly. Nothing else needed. When simple is done well it's amazing!! Reviewed on: 22nd June 2017

Easy setup and great rates

Zopa helped me consolidate existing credit card debt into one easy monthly payment. The loan was easy to set up and the terms were clear. Funds were in my bank within a couple of days! Reviewed on: 22nd June 2017

Peer to peer borroing and lending...brilliant idea and limited risk thanks to Zopa

Matching my borrowing with a lender at a rate that suited us both , keeping me updated with progress all the way through, feeling like I was part of a community, Zopa made my experience so rewarding I would consider both sides of the peer to peer experience...thankyou Zopa Reviewed on: 22nd June 2017

Excellent

Great service and excellent rate. Money was in the bank very quickly. Reviewed on: 22nd June 2017

Very helpful and a quick decision

We really needed the money for our wedding in may. It couldnt have been more helpful. Thank you zopa Reviewed on: 22nd June 2017

Fantastic all round

I had my loan decision through in minutes and at a great competitive rate. I can make extra payments as and when with no charges and there is no charge if I pay off early. Their Web page is simple to use and I can keep track of where I'm at with my loan. Really great! Reviewed on: 22nd June 2017

Great service

Quick and easy with the best rates available.. would use again Reviewed on: 22nd June 2017

Lovely jubbly

Brilliant service very happy the company should win an sward for how good it is helped me with so much more Reviewed on: 22nd June 2017

Quick and very easy

Had a very easy experience with Zopa and got just the loan I was looking for, no complaints Reviewed on: 22nd June 2017

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