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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fantastic all round

I had my loan decision through in minutes and at a great competitive rate. I can make extra payments as and when with no charges and there is no charge if I pay off early. Their Web page is simple to use and I can keep track of where I'm at with my loan. Really great! Reviewed on: 22nd June 2017

Great service

Quick and easy with the best rates available.. would use again Reviewed on: 22nd June 2017

Lovely jubbly

Brilliant service very happy the company should win an sward for how good it is helped me with so much more Reviewed on: 22nd June 2017

Quick and very easy

Had a very easy experience with Zopa and got just the loan I was looking for, no complaints Reviewed on: 22nd June 2017

Sooooo easy to do

My experience with zopa was a refreshing change. Easy to sort and funds available in three days with the best rates Reviewed on: 22nd June 2017

Great loan company

Easy to use site, fast and good rates Reviewed on: 22nd June 2017

Outstanding

Zopa is a top class loan provider. The loan provider is customer friendly one. Reviewed on: 22nd June 2017

Top Lender!

Fantastic service and rates. A++ Reviewed on: 22nd June 2017

The best hassle free credit

Zopa provided me with a hassle free personal loan. The process was simple from beginning to end and organised all via my smartphone. The customer service was second to none. Intrusive free and easy. Would recommend to anyone without a second thought Reviewed on: 22nd June 2017

Fast and efficient

Did exactly what I wanted. Quick decision and quickly transferred funds. Reviewed on: 22nd June 2017

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