Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69082)

Easy Peasy

5
So quick and easy to get a loan. No hidden fees. Straight forward talking and super quick. Reviewed on: 22nd June 2017
Hannah Baxter-Freeman's avatar
Hannah Baxter-Freeman

So simple

5
Very easy to communicate with zopa. Very reasonable interest rates. Reviewed on: 22nd June 2017
Adrian Bon 's avatar
Adrian Bon

Great service

5
Very quick and extremely easy to do . Very happy customer thank you . Reviewed on: 22nd June 2017
Wendy Baldry 's avatar
Wendy Baldry

Good service

5
Applied for loan, got approved. No hassle, easy to use. Reviewed on: 22nd June 2017
Mat's avatar
Mat

Great experience so far!

5
Money in my account quickly, can easily make early repayments Reviewed on: 22nd June 2017
Chloe Ingham's avatar
Chloe Ingham

Great service

5
Whole process from start to finish was extremely easy. Money arrived very quickly. Reviewed on: 22nd June 2017
Ryan mcgarry 's avatar
Ryan mcgarry

Brilliant service

5
Super fast service super low rates... super! Reviewed on: 22nd June 2017
Steve's avatar
Steve

Excellent service for personal loan

5
I have had several personal loans from zopa and every time it's been quick and easy with a great rate. They always kept me up to date if any of my lenders changed as well. I would highly recommend them. Reviewed on: 22nd June 2017
Annmarie Jackson 's avatar
Annmarie Jackson

Car loan

3
Great experience and fast to respond. Reviewed on: 22nd June 2017
Anne Mccann's avatar
Anne Mccann

Very quick easy to use

5
Great loan repayments money in bank fast Reviewed on: 22nd June 2017
Fiona graham's avatar
Fiona graham

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 44342 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill