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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Sooooo easy to do

My experience with zopa was a refreshing change. Easy to sort and funds available in three days with the best rates Reviewed on: 22nd June 2017

Great loan company

Easy to use site, fast and good rates Reviewed on: 22nd June 2017

Outstanding

Zopa is a top class loan provider. The loan provider is customer friendly one. Reviewed on: 22nd June 2017

Top Lender!

Fantastic service and rates. A++ Reviewed on: 22nd June 2017

The best hassle free credit

Zopa provided me with a hassle free personal loan. The process was simple from beginning to end and organised all via my smartphone. The customer service was second to none. Intrusive free and easy. Would recommend to anyone without a second thought Reviewed on: 22nd June 2017

Fast and efficient

Did exactly what I wanted. Quick decision and quickly transferred funds. Reviewed on: 22nd June 2017

Easy Peasy

So quick and easy to get a loan. No hidden fees. Straight forward talking and super quick. Reviewed on: 22nd June 2017

So simple

Very easy to communicate with zopa. Very reasonable interest rates. Reviewed on: 22nd June 2017

Great service

Very quick and extremely easy to do . Very happy customer thank you . Reviewed on: 22nd June 2017

Good service

Applied for loan, got approved. No hassle, easy to use. Reviewed on: 22nd June 2017

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